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Help and advice appreciated
FantasticFeefee
Posts: 1 Newbie
Hi, My husband and I have finally admitted defeat - we are in way way way over our heads - so bad that we can't actually afford to live. We have been living on our credit cards for months and months now. What is the best way to go from here? Should be apply for one of those IVA things or go through the Consumer credit counselling service? Any help would be much appreciated.
:money:
:money: 0
Comments
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why dont you post a soa and im sure someone will be able to help0
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Without an SOA we can't help too much so grab a pen and paper and make a start on everything based on Southernscouser's sticky at the top of the board for first timers.
Then we will be much more able to give you the benefit of our wisdom!
In any event, I suggest you contact CCCS or payplan etc to discuss the options - they will not judge you but will give advice as to the options that would be available for you to consider. They are very helpful, and many on here have used them for one thing or another with only good things to say about them.
Welcome to the boards though, you will get through this.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Hi and welcome.........echo all said above..........you are on your way!0
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Grab a cuppa and start writing, you will get through this. It may take time but you didn't get into debt in a day and won't get out of it in a day. Like all good things it will be worth it in the end!
Good luck and well done for coming here!Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.0
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