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Santander full app accepted... will we be ok?
YoungBaker
Posts: 640 Forumite
Submitted our full mortgage app today for 85% LTV ratio on a £80k house purchase.
The full app was accepted and it has now been passed to Santander/Abbey with bank statements, passport, payslips etc.
I have dipped in and out of my arranged overdraft over the past 3 months and am now wondering what the impact of this will be. Do they just check statements to check there is your wages coming in, or are they more going to scrutinise my transactions?
Anyone any experience?
The full app was accepted and it has now been passed to Santander/Abbey with bank statements, passport, payslips etc.
I have dipped in and out of my arranged overdraft over the past 3 months and am now wondering what the impact of this will be. Do they just check statements to check there is your wages coming in, or are they more going to scrutinise my transactions?
Anyone any experience?
Saving for our next step up the property ladder
0
Comments
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Not asking for detailed information. What is reason for overdraft usage?
This is what underwriter will be looking for.0
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