Loans & credit searches

ljh_2

had excellent credit rating until i was late on a credit card a couple of times & I applied to upgrade my natwest bank account(who did a credit search)

my rating has dropped from 999 to 715 (poor)


I need to apply for a loan of £20k, any suggestions as surely each time they search my credit rating with plummet

Zebedee69

Leave it a few months mate........ perhaps 3/6 Months.......