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Mortgage Application Declined

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  • Thrugelmir
    Thrugelmir Posts: 89,546
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    JoelsDad wrote: »
    Ok. So how long do those late payments remain on my file?.

    And those accounts were settled in 2007 and 2009.

    Lenders score you on the basis of your financial activity over the past 6 years.

    This will include dipping into overdraft. As well as late payments.
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