Joint mortgage frustration
edited 31 January 2013 at 10:03PM in Mortgage-Free Wannabe
1 reply 427 views
Hi, i have a joint mortgage with my ex. We had the house valued before we moved in. We split up 5 months later after I spent time and money making home improvements. I have realised in the nearly 2 years I have not lived there she hasn't payed the mortgage and it's affected my credit rating terribly. I have tried every possible way to correct this but the bank have turned me down. The house is now being repossessed. I had an estate agent tell me the place is destroyed inside. Which was nothingg to do with me . My ex doesn't work and has left the property which because of her neglect will have a massive short fall. Because I have worked all my life and been in my job for ten years and she does nothing I will be looked at for the entire short fall. I have council tax records that prove I moved out when I did. Do I have any options. Please!!
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