Help!!! Basic bank account problems and cifas

wkddrew

hi
I ran up alot of debts while at univeristy and thus has given me a really bad credit rating as ive bein floating in and out of jobs finding it hard to keep up with repayments. I thought i hit the jackpot when i found a pre-signed cheque with a money sum of £4,200 already written on the cheque but no name on it, while thinking of my debts and student loan i stupidly put my name on the cheque and tried to cash it, thinking i wasnt doing much wrong at the time because i didnt falsely sign the cheque or put the sum onit, after a week the bank written to me asking me to resolve a issue with them, i openly admitted cashing the cheque and they said that i will have to repay the money which i was fine about, they also said my account would be monitored, but after another week they informed me my bank will be closed and now it has been. I have now found a full time job so i can pay my debts off, but the MAIN problem is that i need a account of my own to pay my wages into, but i have bein rejected for accounts at natwest, i fear i have a cifas against my credit file to go with my poor credit, is there anything i can do as i need a bank account to pay my wage into the pay my debts, i feel as this is a never ending circle, no account means i cant pay debts or receive my wages.

Any help would be greatfull
Thanx:D

chevalier

sorry don't know what cifas is?

but have you tried getting a BASIC bank account, ie one with no card, no overdraft etc. Smile do one I think and I don't think they credit check it either
chev

Burlesque_Babe

You would probably find it useful to get copies of your credit reports. Any cifas markers will be on them.