Mackenzie Hall / Global Arrow Debt

nealio555

I have received a Letter from Makenzie Hall, on behalf of there client Global Arrow ( Sub Client Phoenix Recoveries Ltd ).

Global Arrow has instructed us to commence with pre-litigation doorstep visits against you for the balance of £1130.00. To avoid this a payment plan must be made within the next 7 days.

We require a payment of £45.00 on 14/02/13 followed by instalments of £35.00 from 14/03/13...

No response to resolve this matter will leave us with no choice but to sanction a doorstep visit...and so on..

I have never owed any debt to any of these company's and these letters are being sent to my parents address, I haven't lived there for over 10 years. I did have debts a long time ago and a loan was made through citi financial to pay most if not all of them off.

I have read on the forum of letters to send off to these kind of companies to prove I actually have any debt to them by Law...

Could someone please help with this matter and instruct me. Thanks Neal.

fermi

----> Letter when you know nothing about about the debt - AKA "Prove it" letter

nealio555

Thanks, this may soft like a silly question but do i put my address on the right and there address on the left of the letter. Thanks Neal.

fermi

If you decide to write, then yes.

spacey2012

These are a well known Statute barred chancer debt firm.
That means debts that are over 6 years old and unable to obtain court enforcement notices.
The first step is to get them away from your parents.
Consider Give them your new address so your parents dont flap.
Then do a good paid for credit check and if they are over 6 years or not showing.
Ignore them, play with them, or whatever takes your pleasure.

The "doorstep" is an intimidation tactic and they just send a bull$hitter round to waffle on, they have no power to do anything you dont agree to and talk absolute carp (miss spelling)
You can call ask them to leave once and call the police to have them removed if they refuse.
Removing a trespasser refusing to leave at the request is one of primary the duties of a police constable.

nealio555

Well thank you for that, I checked my credit file but as ive only had my bank account for over a year and only recently had my 1st credit in over 10 years there are no debt entry's..Do you think it is worth sending the letter anyway??

fermi

It's up to you. They are either fishing for an old defunct debt, or chasing something that was never yours in the first place.

I suppose it really depends how bothered you and your parents are about the letters? It is very unlikely that they would send anyone to their house, but you never know 100%.