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mortgage with no problems

hi
I'm new so please be kind! :j

I'm starting to get a little worried after reading this thread as a lot of people seem to be having problems with their lender but me and OH are having none at all?
I keep thinking it is too good to be true but I've read some really bad reviews.

Am I too naive or can they really be this easy?

Comments

  • ACG
    ACG Posts: 24,687 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Mortgages can fly through even for people with adverse credit. The trick is to get the right lender.

    There is a thread on here where someone had similar doubt and wanted to hear good stories. I got my mortgage accepted in under a week and completed in around 4-5 weeks, it was actually delayed because the vendor hadnt got a death certificate for his wife but that wasnt a major issue for me as i wasnt in a chain.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Sites such as this are often for people to post looking for help with issues.

    Don't worry. If it is a straight forward application then it will be trouble free.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Let_Us_See
    Let_Us_See Posts: 1,319 Forumite
    The majority of mortgage application are processed without incident.Consequently, you never hear of them as no help or assistance was required.
  • NUC
    NUC Posts: 7 Forumite
    that has made me feel quite a bit better! I was saying to him earlier that it seems to be a little quiet and when I called earlier the lady said they are waiting for the valuation that is booked in on wednesday so might have an offer this week! I'm so excited!
  • Let_Us_See
    Let_Us_See Posts: 1,319 Forumite
    Buying your first home is the same thrill as learning to ride a bike and passing your driving test. An experience never to be forgotten. Fingers crossed everything flies through.
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