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Next step - Abbey/Santander

Hi,

Basically i have had my offer accepted. Went to underwriting and that has been approved and now arranged a valuation/survey for tomorrow.

Am i nearly there? Worried something might come up i am unaware of? Will they ask for any more paperwork at all or is that side of things done as it was been underwritten.

Thanks.

Comments

  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Should be an offer issued subject to receipt of a satisfactory valuation.

    Why are you worried? Is there something you haven't disclosed?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • No there is nothing at all.

    Just applied to previous companys and they got declined due to silly things. Just hoping this will not be the case though i have never been to the survery stage of application so bodes well i suppose.
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    michaelc23 wrote: »
    No there is nothing at all.

    Just applied to previous companys and they got declined due to silly things. Just hoping this will not be the case though i have never been to the survery stage of application so bodes well i suppose.

    Silly things like?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Well credit report but obviously i have got through that stage if they have approved and sent out someone for the survey.

    Was just wondering what things they may want before final completion bank statement maybe?
  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What are the issues on your credit report?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Well none now it has all been sorted my credit reports are both excellent.

    Was only wondering what last min paperwork they may ask for if any? But thought that would all of been done at underwriting stage.
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