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Bloody barclays bank the cheek
rberryberet
Posts: 37 Forumite
So upon looking into cleaning my credit file up after BR i've noticed a couple of things and need advice.
So i had £463 on my credit card (Barclaycard) when i had to go bankrupt and this account was obviously included.
This shows on my experian report as DEFAULT but satisfied on the 21.07.11 ( i went bankrupt 14.04.11 ). Amount £463.
It would then appear that they have sold this debt to another company TTI SPC who have then added it my report as well as DEFAULT and unsatisfied on the 26.02.12. Amount, you guessed it £463.
NOW who do i write to or phone to resolve this, as surely the same debt shouldn't be recorded twice, Barclaycard or TTI SPC, and another thing, can Barclaycard sell a debt on that has been included in a BR case? Surely not?
Any advice would be appreciated :eek:
So i had £463 on my credit card (Barclaycard) when i had to go bankrupt and this account was obviously included.
This shows on my experian report as DEFAULT but satisfied on the 21.07.11 ( i went bankrupt 14.04.11 ). Amount £463.
It would then appear that they have sold this debt to another company TTI SPC who have then added it my report as well as DEFAULT and unsatisfied on the 26.02.12. Amount, you guessed it £463.
NOW who do i write to or phone to resolve this, as surely the same debt shouldn't be recorded twice, Barclaycard or TTI SPC, and another thing, can Barclaycard sell a debt on that has been included in a BR case? Surely not?
Any advice would be appreciated :eek:
0
Comments
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and who the hell are TTI SPC anyway, never heard of them?!0
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Google them, there is loads of info about them, they are a debt collection agency, you will have to write to both them and Barclays to get them to clean your file up. Have you looked at the sticky about cleaning your files up?:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Yes i have just been on the stickies and i have contacted both Barclays and the TTI people using one of the templates. So hopefully it should get sorted.
Thank You0 -
If you send an email to funders@tdxgroup.com they're really quick in getting it sorted!Feb 2024:
CC1 6537.66
CC2 7804.45
CC3 4221.17
CC4 2053.68
CC5 989.30
Loan 1 3686.44
Loan 2 5275.22
Total £30,567.920 -
I think it's illegal for the same account to be defaulted more than once
I have had that though , but I am more concerned with getting default correct.0
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