1.5.07 what small dfw/mse thing will you do or have you done today?

hypno06

Good morning people, newbies and old timers!

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free.

Examples could be charging your phone up at work instead of at home to save your electricity, hanging the washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:

Today I have/will be (includes some from after I posted yesterday)

- went into the city and avoided going into the shops to just have a look at the summer stuff
- sending everyone off with packed lunches
- having a NSD
- doing a mystery shop
- keeping my spreadsheets up to date
- making a storecupboard dinner

Have a good day everyone x

itsarichmansworld

Morning Hypno

Today I am relaxing so pretty much a nsd I am going down to mother in laws to clean my car as she has a hose lol save me money at jet wash,,,

Plan to start ebaying again So I can save money for my (hopeful) big move !

I inputted my meter reading onto scottish power website my gas bill has dropped since getting my new boiler By half! Bring on being green!

Have a great one guys!

GirlRacer_2

Good morning everyone.

Today I will be:
- phoning one of my DD companies to find out why they took £10 extra this month
- check online to make sure all DD's have gone out
- everyone having packed lunch
- piggy comps and clicks

Have a good day

Karmacat

Hi everyone. Today I have:
- just done my piggy clicks (and there were a lot, my balance went up by about 80p, lol).
- cleaning, cleaning, and more cleaning.
- phone Nationwide to take up my mortgage offer.
- phone my ISP so I can download my emails again (well, it is moneysaving, I might have an Amazon sale that I need to take care of!).

Em1982

I have cancelled my contact lens scheme, saving myself £15 a month. I have a stockpile of unused lenses to wear before I need to start thinking about an alternative, a few months worth at least! :j

redsquirrel80

Reached my first 1000 points on Pigsback and used them on a Waitrose voucher so I can put them towards food shopping.

KellsBells

Hi Hypno et al,

I've had my best MSE day ever - Bank have agreed to pay back £3,120 of charges!!! woo hoo!!

Also

• had a NSD
• Came home for lunch
• Raiding freezer for tea
• Baking cup cakes instead of buying cakes for after tea!
• posted letters to all credit cards requesting list of charges

That's it - I've been bitten by the MSE bug and there's no stopping me!!

crawley_girl

Evening all

Today I:
* managed to cadge a lift off dad and work colleague
* had a freezer tea
* will clean some more clutter and get rid tomorrow, down the dump
* check online banking
* work thru my non-spending 'to do list' this evening
* do a 30 degree wash

That's all from me folks!

LookingAhead

Evening all.

Today's list:

* Lifts to & from work.
* HM lunch at work (plus free cakes as it was someone's birthday )
* Filled up empty bottle at work water cooler - does that count??
* Had a cheap & easy dinner cooked by my lovely BF.
* BF managed to buy a reduced price reconditioned washing machine (with 1 year's warranty) through work and it's going to be plumbed in tomorrow evening or Thursday morning :j
* Sent online form to council to get ker-nackered washing machine taken away hopefully this Friday for free.
* Did piggy comps & QuidCo clicks
* Posted a book I sold yesterday on Amazon out of change I had in purse so didn't need to withdraw any notes
* Have done a quick bit of housework rather than sit and waste electric watching telly whilst BF was cooking dinner.
* Friend offered to lend us an electric sander rather than us having to buy one when we need it (soon-ish).
* Updated my spreadsheet/checked on line banking.