Mortgage Overpayment Calculator Anonymous!!!

Kodagirl

Just a wee thread for FUN!!!!
Ive been on this thread for a couple of weeks now,and i have gained a serious addiction 'MORTGAGE OVERPAYMENT CALCULATOR' .:D

Its seems i am not alone in gaining this 'addiction' so this is a thread,to offer support,in your OPCA in your darkest hours,how many times,have you been over it today? How many figures have you inputted,and almost wet yourself with the excitement over the difference that extra £10p/m could bring off your mortgage over time?:j

How many times,have you got excited about discussing it with friends,and been met with 'blank expressions'?

Most of us,lets help each other,we are not alone,i for instance,spent an hour last night,changing figures,and got mine down from 23 years to 8!!!:eek: Just need to find the money now!!!

Good Luck to all you MFW people,we are here for you!!!!:A

kitjos

Hahahaha!! Im glad im not alone!

I often go on the calculator and see what difference it makes +/- £10. I still have 32 years left on mortgage (im 25y/o) but with my workings out we can finish it in 10 years, but if were work hard then we can do it in 8!! :eek:

Needless to say, im annoying C&G with my OP's! :rotfl:

xx

somethingcorporate

kitjos wrote: »

Needless to say, im annoying C&G with my OP's! :rotfl:

xx

We're the same with nationwide. Every time we log in to the online banking we round the account balances down and pay them onto the mortgage. They never show up online in the transactions but the mortgage statement we got last week was about 4 sides long!

Kodagirl

Just for the record,an extra £10p/m would take 3 months off my mortgage!!!:j

Oh dear,getting slightly more obsessed,than ever!!!:D
Im so glad i cannot see my Mortgage Statement online,my obsession would go through the roof!!!!!

Kodagirl

Well,i am staring to get frustrated,O/P Calculator,is starting to get me down,because i am currently up to my limit,as to what i can overpay at the minute.:(

But it still lets me input dreamy amounts,which will pay my mortgage off in 5 years,i then wake up,and smell the coffee,and realise,i dont have this dreamy amounts of cash to put in,arghhhhhh!!!:(

elantan

it is fun playing with the calculators, its finding the money to make those dream inputs thats the not so fun bit ...

i play with them often but have yet to find one that allows me to put months in as well ... its just years ... i miss playing with the months going down

Kodagirl

Hi Elantan,hope your well!!

Your right,playing about with figures on the calculator is fun,and i am sure keeps the momentum going when you see,what them extras can achieve,...................
Still blimin frustrating though!!!!:rotfl:

HelenDaveKids

Be warned folks, it gets even worse as the addiction grows, i accidentally walked up an extra set stairs at work (double void so 28ish) because I was op'ing in my head recently. I also now count money not sheep in bed... Think Ive slipped over the edge....

alwaystryyourbest

i am always using overpayment calculaters...seeing how long it will take me to pay this mortgage off....

Who also checks bank accounts daily just to make sure their account are in credit.??..

And i normaly check credit card at least every few days,,Don't know why i check them so much...as i always know whats happening with them...

RevolvingDoor

I'm obsessed too. I'm going to call up tomorrow to check our official mortgage balance!

I haven't played with the calculator for a while though. Guess what I will be up to...;)

Dr_Thrifty

I am constantly (it seems) always on my Android overpayment calculator. There's a few out there, which means you can play with the numbers from your smartphone.

I've been using one called "Overpayment Calculator" (catchy name) by GsaSoftApps, particularly simple to use and it has a nice graphical summary, but there are a few out there if you search for "overpayment calculator" in the android market ....

Trouble is, I want to pay more than I can actually afford!