We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Santander end of fixed term

124»

Comments

  • CMV46
    CMV46 Posts: 13 Forumite
    I agree. I and many others are in the same situation. I never chose to be with Santander, it just happened when they took over Abbey. Perhaps I should have moved then instead of continuing to use them. Well lesson learnt. They have a bad customer rating anyway and time to move on. Their reputation seems to be getting worse by the day. I do wish one of the other big banks would offer a similar product to their 123 accounts - does anyone know if this exists anywhere else?
  • Pont
    Pont Posts: 1,459 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    CMV46 wrote: »
    I agree. I and many others are in the same situation. I never chose to be with Santander, it just happened when they took over Abbey. Perhaps I should have moved then instead of continuing to use them. Well lesson learnt. They have a bad customer rating anyway and time to move on. Their reputation seems to be getting worse by the day. I do wish one of the other big banks would offer a similar product to their 123 accounts - does anyone know if this exists anywhere else?

    I'd be interested in any suggestions too. The sad thing is I teach courses which involve financial planning - I talk the talk, now need to walk the walk ;)
  • busybee100
    busybee100 Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    If remortgaging with Santander what evidence do they ask for?

    DD has recently married but her husband is newly self employed and she has reduced her working hours. Her fixed rate ends this Summer, a remortgage with Santander may be her only option (other than staying on the SVR).
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    busybee100 wrote: »
    If remortgaging with Santander what evidence do they ask for?

    Are you seeking a new mortgage or a new product? There's a fundamental difference.
  • busybee100
    busybee100 Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thrugelmir wrote: »
    Are you seeking a new mortgage or a new product? There's a fundamental difference.

    A product? Her mortgage is with Santander, 2year fixed 70%ltv.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    busybee100 wrote: »
    A product? Her mortgage is with Santander, 2year fixed 70%ltv.

    Then no evidence of income is required.
  • busybee100
    busybee100 Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thrugelmir wrote: »
    Then no evidence of income is required.
    Ok, so it should be safe to see what they have to offer.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture