Forecast

castle96

you cannot now get a forecast unless you are within 30 days of retirement. So the DWP site says. Is this really true ?!

A previous fprecast of mine says "you will get automatic NI credits for 3 yrs from 6/4/2013 to 5/4/16 if you meet certain conditions".

Why is this ? What are these conditions ? Something to do with Pension credit ?

My d/b 3/52 Ret date 3/2017. 24 qualifying yrs so far.

I know that you can 'fill in' missed years NI conts, but is it true that I can only fill in those missed in the last 6 years and once 6 yrs (from 6 yrs ago), ,then the opportunity is missed ? (So if I missed 5 yrs conts, from 12 yrs ago onwards, I can do nothing about it ?)

Thanks for any info

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http://www.direct.gov.uk/pdfs/state-pension-statement.pdf

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castle96 wrote: »

you cannot now get a forecast unless you are within 30 days of retirement. So the DWP site says. Is this really true ?!

A previous fprecast of mine says "you will get automatic NI credits for 3 yrs from 6/4/2013 to 5/4/16 if you meet certain conditions".

Why is this ? What are these conditions ? Something to do with Pension credit ?

My d/b 3/52 Ret date 3/2017. 24 qualifying yrs so far.

I know that you can 'fill in' missed years NI conts, but is it true that I can only fill in those missed in the last 6 years and once 6 yrs (from that missed year), ,then the opportunity is missed ? (So if I missed 5 yrs conts, from 12 yrs ago onwards, I can do nothing about it ?)

Thanks for any info

I think that should be more than 30 days

whitesatin

"You can get a State Pension statement if you are aged 16 or over

and at least 30 days away from your State Pension age when we

look at your application." That, I take to mean, is more than 30 days away from state pension age.

bilbo51

castle96 wrote: »

you cannot now get a forecast unless you are within 30 days of retirement. So the DWP site says. Is this really true ?!

Exactly the opposite. You can't get a forecast if you are within 30 days of retirement.

mgdavid

you are all correct, just stop a moment to appreciate the difference between a forecast and a statement. The former is a prediction of what you might / will get at state retirement age, the latter is what you have qualified to receive up to now. Simples...

castle96

OMG - sorry. How easy it is to misread !

Will this statement be based on the new regs, or the old ?

Also any idea on..

I know that you can 'fill in' missed years NI conts, but is it true that I can only fill in those missed in the last 6 years and once 6 yrs (from that missed year), ,then the opportunity is missed ? (So if I missed 5 yrs conts, from 12 yrs ago onwards, I can do nothing about it ?)

kidmugsy

castle96 wrote: »

Will this statement be based on the new regs, or the old ?

The new regs aren't law yet - they are a proposal open to modification in parliament.

mgdavid

I did an online statement a couple of days ago, it's based on current situation.

spot1034

There has been a suggestion that there might be a transitional arrangement where you will be alllowed to go back more than six years to pay for lost years, but we will have to wait to see what actually happens.