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Yay! ... What next?!
 
            
                
                    PippaGirl_2                
                
                    Posts: 2,218 Forumite                
            
                        
            
                    Having checked the IS register twice daily for forever as I sent back my IPOQ in October, this evening it tells me I had ED 2 weeks ago. It obviously takes a while to update! I want to shout yaaaaaayyyyyyyyy from the rooftops but as nobody knows about my BR I can't so here will do! :beer: :j_party_
So, do I need to leave a certain period of time before cleaning up my credit files or can I get stuck right in?
Most importantly for some unknown reason, my BR isn't on my credit files. Do I keep schtum, but contact creditors to get the defaults changed to settled/satisfied/partiallysatisfied? Or do I really need to get the BR put on my files?
I've not been at all well the last few weeks so am not as happy as I should be to no longer be BR but onwards and upwards.
                So, do I need to leave a certain period of time before cleaning up my credit files or can I get stuck right in?
Most importantly for some unknown reason, my BR isn't on my credit files. Do I keep schtum, but contact creditors to get the defaults changed to settled/satisfied/partiallysatisfied? Or do I really need to get the BR put on my files?
I've not been at all well the last few weeks so am not as happy as I should be to no longer be BR but onwards and upwards.
"Our prime purpose in this life is to help others. And if you can't help them, at least don't hurt them." Dalai Lama
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            Comments
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            pippa, delighted for you, was wondering where you had gone
 "Do I keep schtum"
 I would
 "Or do I really need to get the BR put on my files? "
 NO NO NO, not your responsibility0
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            Oh Pippa thats great news!!! so pleased for you, sorry you've not been well, please take care xx0
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            Having checked the IS register twice daily for forever as I sent back my IPOQ in October, this evening it tells me I had ED 2 weeks ago. It obviously takes a while to update! I want to shout yaaaaaayyyyyyyyy from the rooftops but as nobody knows about my BR I can't so here will do! :beer: :j_party_
 So, do I need to leave a certain period of time before cleaning up my credit files or can I get stuck right in?
 Most importantly for some unknown reason, my BR isn't on my credit files. Do I keep schtum, but contact creditors to get the defaults changed to settled/satisfied/partiallysatisfied? Or do I really need to get the BR put on my files?
 I've not been at all well the last few weeks so am not as happy as I should be to no longer be BR but onwards and upwards.
 Brilliant news! So very pleased for you! :T0
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            Check your credit files in a month or two and get any late default and unsettled/satisfied accounts sorted. Only reason I say to wait is to give creditors a chance to update themselves which may save you effort and money sorting some of them.
 I think we have been through why the BR order itself may not show, so no need to correct that.
 Congrats on the ED.:jFree/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
 IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0
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            Well done on your ED:T:T:T:pB&SC No. 298
 Life`s Tragedy is that we get OLD too soon
 and WISE too late!0
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            That is brilliant news Pippa. Well done on getting through it. Onwards and upwards.BSCno.87The only stupid question is an unasked oneLoving life as a Kernow Hippy0
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            Whoop Whoop!! Great news Pippa.
 I was thinking about you yesterday really pleased to see your back around the boards I have missed reading your posts.BSC no.370 AD March 14
 :xmastree:SPC no. 196 target £350 for Christmas '14:xmastree:0
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            CONGRATULATIONS Pippa, thats great news. Sorry to hear you havnt been well, but i bet this news makes you feel better.
 :beer: :j :j :j
 K xx0
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            Thanks everyone :-)
 One more question. In today's post I have received form 6.82 notice of discharge which is sealed. I've also printed off a couple of copies from the IS register where it says I am discharged. The letter says if I need a formal certificate of discharge I can contact the court.
 Do I need a formal certificate of discharge or is what I have got ok?"Our prime purpose in this life is to help others. And if you can't help them, at least don't hurt them." Dalai Lama0
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            Congratulations on your ED and get well soon Pippa :beer:
 Best wishes
 IF...x "If wishes were horses, then beggars would ride" "If wishes were horses, then beggars would ride"
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