transfer of equity or...?

denisec60

JimmyTheWig wrote: »

Would the deals be better or worse than what you are on at the moment? If they'd be better, it might be worth phoning them now.

The current rate is 1.54% - ends May. So nothing available currently is going to match that which we expected. Seen some products, different lender at anything from a little under to over 2% fixed for 5 years but can't take advantage/make an application of course.

denisec60

Oh, and the person on live chat was very 'what you see is what you'll get'... when I asked was it best to phone in and ask or just be guided by their web site on products for existing customers. Most helpful

kingstreet

Unless you can provide evidence of income in retirement, I suspect you will find it difficult to get a term extention into retirement. An extention may also need underwriting, although I'm not sure what checks might be done.

You really need to put such questions to your lender. We can generalise and that's about it, TBH.