Northern Rock Loan

AMILLIONDOLLARS

Must have been lucky, never had the hard sell, but the letter pointing out the lack of PPI, which I ignored. Money in the bank a couple of days later!!


AMD

panholio

Very odd, didn't know there were any "extra questions" that aren't included on the webfom!

As AMD has said I filled it in, money in the bank a few days later!

I did ring them to check the progress of my application but got no sales at all, just told it was approved.

Seems an inconsistent approach this from Northern Rock.

Phantom_Flan_Flinger

I suppose it comes down to who you get on the other end of the phone.

They obviously get commision for selling you their PPI, so it's in their interest to do the 'hard sell.'

I've had 3 loans with NR over the years, all telephone applications. The last one was the most pushy when it came to the PPI.

Arwen

Phantom_Flan_Flinger wrote: »

I suppose it comes down to who you get on the other end of the phone.

They obviously get commision for selling you their PPI, so it's in their interest to do the 'hard sell.'

I've had 3 loans with NR over the years, all telephone applications. The last one was the most pushy when it came to the PPI.

Having worked for a bank, I can tell you they DO get most of their commission from PPI.hence the hard sell.In most cases ,t'aint worth the paper it is written on cos they will turn you own for any claim cos you had a boil on your bum in 1979 that you didnt declare.......

freddiejf

PANHOLIO,

Are you able to tell me what credit reference agency Northern Rock used for your application?

Thanks
Freddie

panholio

I have no idea Freddie.... I think they use equifax.

On a side note have some posts regarding front loading of interest been deleted off this thread?

DesG

panholio wrote: »

On a side note have some posts regarding front loading of interest been deleted off this thread?

I think you may be looking for this thread:-

http://forums.moneysavingexpert.com/showthread.html?p=5197001

Cheers, Des.