Best Loans around for me?

Nicci_A

Hey Guys,

Really new to this but im putting my pride aside and I am going to ask for some advice...

I have recently just got engaged and everything about my finances has wacked me in the back of the head - I know my credit rating is not fantastic but I really want to do something about this.

Being a student and having a line of not the best relationships with guys who took advantage :mad: ... but..... I have wisened up to this now... luckily!!!!

I have gone through all my finances etc and have decided that consolidating all my debts into one monthly payment will be the best thing for me as I am absolutely useless at remembering and finding time to do things (luckily now in the past few months I have figured out how to use online banking and have started to set up dated transactions to pay bills so I dont have to find the time to go to the bank to pay them!! wooohooo!! :j )

What I need advice on is finding a bank that will take me for a loan - and not one that whacks me with a huge APR - if there is one around! I have tried using the search on moneysupermarket.com and found out that my credit 'needs improvement' (which i knew this - student life really does cause problems in the long run) and the only loans that it seems I can only get are car loans! - Is this true? Shall I just put the idea to one side for a while or is there something else that I can do?

Thanks in advance to any advice!!

Molanole

Hi Nicci

Why don't you pop over to the debt free wanabee board and post this in there? We're a friendly bunch and might be able to help you find alternative ways to get on top of your financial situation without having to go down the consolidation loan route.

Look forward to seeing you on DFW.

Mola