Asking OR to advertise early discharge?

jmallins

Bankrupt End of June 2012, ED Beginning of Jan 2013
I received early discharge after 6 months.
I understand I have the right to ask for the early discharge to be advertised in the same manner as the bankruptcy order was(in the London Gazette)."From 279(2) of The Insolvency Act as amended by Section 256 of The Enterprise Act 2002."
Are there any pros and cons to this?
I have no ipa, etc.
I believe after 3 months the record of bankruptcy will be removed from the Insolvency site. So there will be no online record of the early discharge.
Anyone else requested this after discharge?

battyboimatt

I thought that if you wanted the discharge advertised, then you have to pay for it, yup seems like it see below.

Will my discharge be advertised?
Your discharge will not be advertised as a matter of course. If you want your discharge to be advertised, you can ask for the official receiver to do this. You will have to pay the costs of the advertisement before it is done.

mattannar

Why do you want to advertise the fact?

fermi

http://www.insolvencydirect.bis.gov.uk/freedomofinformation/technical/TechnicalManual/Ch13-24/Chapter22/part5/Part%20_5.htm

22.44EA Gazetting and advertising discharge (Amended November 2012)

A discharged bankrupt is entitled, upon receiving a certificate of discharge, to request that the Secretary of State give notice of the discharge in the Gazette and in the same manner as the bankruptcy order was originally advertised (assuming it was, in fact, advertised originally). In practice this is dealt with by the official receiver on behalf of the Secretary of State.

The request should be in writing addressed to the Secretary of State.

The costs of such publication are met from the administration fee.

The form templates are available in the Case Help Manual part – Publication of insolvency information.

For cases with petitions presented on or after 6 April 2010, the request should be made by the former bankrupt within 28 days from the date of his/her certificate of discharge.
In cases where the early discharge process has been applied (see part 2) an order of discharge must not be gazetted or advertised until Form EDNOT has been endorsed by the court and returned to the official receiver.

jmallins

I wondered if it helped with getting a mortgage in many years to come. And was asking if there was any good or bad reasons for having the discharge advertised.
From reading the insolvency act I know the cost is included in the original fees.

jmallins

Anyone know of any reason why asking for this would be a good/bad idea?
As I do not see anywhere else online you could prove you was discharged, after the record falls of the insolvency site in 3 months.
Infact would a future lendor (in many years time) really care about ED over AD?

tigerfeet2006

IME they don't worry about ED above AD. The fact you were BR is what they are worried about. You should have been sent a letter from the OR to say you have been ED and that is all you need if anyone asks.