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Barclay Loan Interest Rates

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potter76
potter76 Posts: 5 Forumite
in Loans
I am considering taking out a barclay loan as i bank with barclays and have a pre approved offer of £23200 the interest rate availablet o me online is 9.9% do any of you know if i contact them will there be any chance of them reducing that rate as other lenders are doing the loan for 6.2% have any of you tried this?

cheers

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  • Mutton_Geoff
    Mutton_Geoff Posts: 4,021 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I've been a customer of Barclays and Barclaycard for over 25 years. I have a good credit history yet when I applied for a loan when they headlined 5.6% last year, they came back with an offer at 7.7% which wasn't competitive. I wrote and spoke to Barclays but they refused to negotiate. They said 7.7% was their best offer so I declined and made other arrangements.
    Signature on holiday for two weeks
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