RE: First Pension aged forty

atush

Spudsey wrote: »

Yes they will match every % I put in. not sure about the maximum will check.

So, if you scrape together an extra % or two that will help.

When I mentionned luxuries, you hadn't yet said anything about your spending, and I can see you aren't living life high on the hog as it were. So, your pets are your luxuries (like my children and wine are mine ;-)

My BGF was made redundant, and had a hard time for a while getting work. Like you, she had a passle of pets (her babies lol) and we had a plan that she would keep her 4 cats/2 dogs, but not replace any when nature caught up with her household. Her last dog just died and she is now petless, which will help her bottom line no end. I suggest you adopt this plan if you can.


And perhaps do a spending diary to make sure you have no other waste.

Good luck;)

Spudsey

atush wrote: »

So, if you scrape together an extra % or two that will help.

Yes definitely.

No definitely not living the high life, though we do treat ourselves to a holiday in the lakes twice a year (never go abroad) and that costs us a bit what with boarding the pets.
Yes pets are definitely my luxuries!

And perhaps do a spending diary to make sure you have no other waste.

I think the only waste I have is the bloomin lotto every month! Think when it goes up to £2 a ticket that will be it and that will be an extra £16 into my pension!

Good luck;)

Thank you:)