Another state pension question

merlot123

I work part time and earn less than a £100 per week, I do not claim benefits with the exception of child benefit (children 14 and 15).

I have requested a statement, but as I have only worked part time for many years I know I'm going to be short.

I don't understand the pension system, and I read somewhere I can top up my NI contributions using my husbands NI, is this correct and how do I do this.

I am many years off the retirement age, but plan to remain in current job and on current hours until then (only another 24 years!:eek:). I do have a company pension. (Not worth much on my rate of pay and hours).

The state pension calculator said I'm 19 years short. How do I make this up without leaving my current job (no chance of more hours or pay, local government).

merlot123

Just_landed

merlot123 wrote: »

I work part time and earn less than a £100 per week, I do not claim benefits with the exception of child benefit (children 14 and 15).

I have requested a statement, but as I have only worked part time for many years I know I'm going to be short.

I don't understand the pension system, and I read somewhere I can top up my NI contributions using my husbands NI, is this correct and how do I do this.

I am many years off the retirement age, but plan to remain in current job and on current hours until then (only another 24 years!:eek:). I do have a company pension. (Not worth much on my rate of pay and hours).

The state pension calculator said I'm 19 years short. How do I make this up without leaving my current job (no chance of more hours or pay, local government).

merlot123

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See this link:-

https://www.google.co.uk/url?sa=t&rct=j&q=&esrc=s&source=web&cd=1&cad=rja&sqi=2&ved=0CDEQFjAA&url=http%3A%2F%2Fwww.hmrc.gov.uk%2Fni%2Fvolcontr%2Fbasics.htm&ei=HND0UN6dBuXb0QWH24GQDA&usg=AFQjCNEfl3EpHu9m0vYeSge8v61EMyIGVA&sig2=H5mFDthmKpdYlRUleu6VRw