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Mortgage Holiday??

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2

Comments

  • Mr_helpful
    Mr_helpful Posts: 3,233 Forumite
    kenshaz wrote: »
    My advice

    This site is not allowed to give advice. IT'S THE RULES! Dont you read anything.
    Plus you could invalidate your buildings insurance if you alow a known problem to get worse.
    I like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    Mr_helpful wrote: »
    This site is not allowed to give advice. IT'S THE RULES! Dont you read anything.
    Plus you could invalidate your buildings insurance if you alow a known problem to get worse.
    Not worthy of a response.
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I love your avatar Kenshaz, where did you get that from?
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Mr_helpful
    Mr_helpful Posts: 3,233 Forumite
    kenshaz wrote: »
    Not worthy of a response.
    OP isnt going to think that when severe damage is caused by the advice of someone whose sole knowledge came from the blue peter book of plumbing and they find a small repair now costs thousands.
    I like to give people as many choices as possible to do what I want them to. (Milton H Erickson I think)
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    kenshaz wrote: »
    My advice would be to wait,how bad are the leaks.There are threads on this site that would give you plumbing advice .Ring around get some free quotes ,sort your leaks out and wait until January,when your childcare costs drop.But you do need to do something about your bath-room ,but it may not require a new one for a while. Speak to some experts or post on here.
    Good luck.
    Borrowing money that you cannot afford,well think about it.
    I suggest you reread my post.RING AROUND GET SOME FREE QUOTES. :wall:
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    I love your avatar Kenshaz, where did you get that from?
    animationbuddy:p
    I consider it to be very apt and it is in the public domain,you are free to use it if you wish and others if it would be helpful,I can always choose another one.
    I would actually be pleased if it was adopted .
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Its really befitting. you should keep it - I laugh everytime I see it
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    Its really befitting. you should keep it - I laugh everytime I see it
    Perhaps you miss the point,some lateral thinking required and also it has served my purpose.
    I also laugh every time I see your avatar,but for different reasons,perhaps you could ask your friend he is pretty sharp.:whistle:
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • roswell
    roswell Posts: 2,447 Forumite
    One thing that i dont think has been mentioned but you should be aware of,

    although you dont make payments for eg 4 months you still get charged interest ... this interest as it isnt paid off will attract interest till the mortgage is repaid.

    it may be cheaper short term to borrow money from somewhere else, if its just a repair eg fix a leaking pipe not a full refit it shouldnt be to expensive.
    If it doesnt pay rent sell it.
    Mortgage - £2,000
    Updated - November 2012
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No I dont miss your point which is why it amuses me - we know you like to attack innocent people and can't be trusted, you come out mainly in the evenings, you enjoy draining the life out of female victims
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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