final figures for tomorrow bankrupcy - can you let me know what think asap :)

mrsfenwick

Well back from a family do and left the writing up of this page till last. I shall be settin off for court at 8 am int the morning.
Please can you let me know what you think. The tv broad band and landline are grouped together. Also as im pregant I havent added any of these cost but will aim to speak to the or wwhen we talk Thank you all again for your help and i shall post tomroow to let you know how it went.


Household Information[/b]
Number of adults in household........... 1
Number of children in household......... 2
Number of cars owned....................
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 0
Benefits................................ 1441
Other income............................ 420
Total monthly income.................... 1861
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 625
Management charge (leasehold property).. 0
Council tax............................. 38
Electricity............................. 50
Gas..................................... 50
Oil..................................... 0
Water rates............................. 48
Telephone (land line)................... 50
Mobile phone............................ 40
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 450
Clothing................................ 100
Petrol/diesel........................... 60
Road tax................................ 15
Car Insurance........................... 60
Car maintenance (including MOT)......... 15
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 90
Medical (prescriptions, dentist etc).... 0
Pet insurance/vet bills................. 15
Buildings insurance..................... 0
Contents insurance...................... 12
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 20
Entertainment........................... 0
Holiday................................. 60
Emergency fund.......................... 0
Total monthly expenses.................. 1810

IF

Hi mrsfenwick, I'm hopeless at SOA's.......so bumping your post up the board.


Best wishes for tomorrow :A
IF...x

mrsfenwick

Thankyou. Still not done that last page just incase x

exarmydreamer

I'm sure they will allow you to have money in there for xmas presents and childrens birthdays. Holiday money is a bit high IMO. You should have life insurance especially with two kids and do you really only use £100 in gas and electric, (would it be more in cold weather).

Tv licence should be £12.12 per month and I would put something in for parking, even if its one shopping trip per month. I would also consider putting something in for entertainment, as you have two kids.

Just my thoughts, hope it helps. Good Luck for tomorrow.:)

tigerfeet2006

mrsfenwick wrote: »

Well back from a family do and left the writing up of this page till last. I shall be settin off for court at 8 am int the morning.
Please can you let me know what you think. The tv broad band and landline are grouped together. Also as im pregant I havent added any of these cost but will aim to speak to the or wwhen we talk Thank you all again for your help and i shall post tomroow to let you know how it went.


Household Information[/b]
Number of adults in household........... 1
Number of children in household......... 2
Number of cars owned....................
Monthly Income Details
Monthly income after tax................ 0
Partners monthly income after tax....... 0
Benefits................................ 1441
Other income............................ 420
Total monthly income.................... 1861
Monthly Expense Details
Mortgage................................ 0
Secured/HP loan repayments.............. 0
Rent.................................... 625
Management charge (leasehold property).. 0
Council tax............................. 38
Electricity............................. 50
Gas..................................... 50
Oil..................................... 0
Water rates............................. 48
Telephone (land line)................... 50
Mobile phone............................ 40
TV Licence.............................. 12
Satellite/Cable TV...................... 0
Internet Services....................... 0
Groceries etc. ......................... 450
Clothing................................ 100
Petrol/diesel........................... 60
Road tax................................ 15
Car Insurance........................... 60
Car maintenance (including MOT)......... 15
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 0
Other child related expenses............ 90
Medical (prescriptions, dentist etc).... 0 £25
Pet insurance/vet bills................. 15
Buildings insurance..................... 0
Contents insurance...................... 12
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 0
Haircuts................................ 20
Entertainment........................... 0
Holiday................................. 60
Emergency fund.......................... 0 £30
Total monthly expenses.................. 1810

That's about the only changes I would make. Make sure you have all evidence for how bad bus travel is in your area for when you have your OR interview.

mrsfenwick

Thankyou. I'm going to write it up after my morning coffee. Then to copy shop, bank and that's me. X

tigerfeet2006

All the best for today.

mynumber

best wishes, hope all goes well

K X

mrsfenwick

Well back home through the snow lol. Went ok everyone was lovely. To be honest more worried about the or interview but glad today is done and I can start getting back on my feet. Thankyou everyone who took time to reply to my many posts x

sammie28

mrsfenwick, been following your posts as i am about to file for BR. Glad it went ok. Did you have to see the judge? If so what did they ask?
Good Luck with OR interview.

mrsfenwick

Hi sammie28 Yes I had to see a judge but was in an office and he was lovely, they not there to 'judge' as such lol. Only to make sure you inderstand whats going on and have been given advice. Everyone was infact reall nice and you dnt have to worry at all x