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loan fees
Comments
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12 month unsecured loan for 1200 pounds
I am being asked for a fee of 40 pounds - does this fee guarantee my loan or is it just a rip off as i suspect?
Thanks
Does paying £40 for a loan of £1200 sound right to you ?
Doesn't to me, theres no guarantee you will get that loan. Try your own bnk, reputable lenders.
No reputable lender will ask for a fee up front, so any you find from the internet promising a loan of £40 is full of crap.
Whats the £1200 for ?0 -
Scam 100%!0
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Loan is for debt consolidation - payday loans
I have 2 credit cards which i pay in full every month to help my credit rating-
just want rid of these payday loans(3)0 -
Why not cut your spending to then have more to throw at the debts.0
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i know what you mean but with the payday loans taking a lot of my wages on payday i am in a situation where i have to borrow from them again incurring the terrible charges. A longer term loan to pay them off coupled with spending cuts at a much much lower interest rate would ease the pressure0
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Are you sure this is the lender, not simply a broker fee? I'm afraid with payday loans already, all you are likely to be offered are more payday loans or a guarantor loan. I tried a couple of months ago, hadn't ever defaulted, nothign worse than a payment showing one month late, no payday loans at that stage, borrowing more than they would like but not half my salary which is what they usually say here is the limit, and still all I could get were guarantor and payday loans. Don't throw your money away on a broker fee.0
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i shall not be paying any "fees" - i shall look to cut spending but make sure i pay all my debts on time0
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i dont suppose there is any such product as a 12 month unsecured loan with no fees or guarantor - poor credit0
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pdl`s wont be helping your credit history0
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