tesco vs savvi (hitachi capital)

kel1986

Good Evening

I have been accepted for both tesco and savvi (hitachi) loans, as I found savvi was a lower rate then tesco after i applied for tesco. I understand it will cause a footprint on my credit report but thats fine as i will not be applying for anymore credit.

The difference in repayment per month is approx £6 in favour of savvi.

Because Tesco is very well known, i need some advice if i should go with Tesco rather then savvi?

Roland_Sausage

I have had a 3 year loan in the past from Hitachi Capital and didn't have any problems at all with them.

Please yourself, but I would go for the one with the lowest APR

kel1986

Thanks Roland

How long from when you signed to when the money was in your account?

SeanG79

Hitachi is also a strong brand...personally i'd go with the lowest overall cost...

Treadmill

Which one is the most flexible? I personally don't mind paying a few quid more for a loan that allows overpayment. If they both offer the same get the cheapest.