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what is the minimum needed for DMP?

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Thought I'd start a new thread as its lost in the DMP support. I'm working my way through CCCS/Payplan websites as I have to redo my SOA/Offers of payment now that a CCJ has kicked in.

CCCS can only do a DMP for me if I have a minimum of £100 spare per month. this is putting my finances on edge with increasing mortgage interest rates.
What is the min amount that Payplan will accept otherwise I'll have to work with national debtline and DIY it..

thanks for you help wonderful MSErs
total debt at lightbulb 18th April 2007:idea: £42367.60:eek: DFW Nerd No 725. DFW longhauler no 8.:rolleyes: Official DMP mutal support club member no 62.

Comments

  • looby75
    looby75 Posts: 23,387 Forumite
    who has told you that cccs will only accept you if you have £100 spare? I am on a DMP with cccs and I only have £93 a month to pay off my debts and there are posters here who pay even less than that.
  • Emma's_Mum
    Emma's_Mum Posts: 22 Forumite
    I also went onto the CCCS website and it says you have to be able to pay a minimum of £100 per month towards the debts. I don't know the minimum for Payplan.
  • livinginhope
    livinginhope Posts: 1,897 Forumite
    Debt-free and Proud!
    Hi there,are you sure you have got it the right way round? Payplan state a minimum monthly amount of £100,I thought CCCS was any amount,no minimum ;)
    Debt at highest £102k :eek:
    Lightbulb moment march 2006
    Debt free october2017 :j
    Finally sleeping easy in my bed :A
  • spud30
    spud30 Posts: 16,872 Forumite
    I started with CCCS in August and to begin with, we could only afford £5 per creditor, a total payment of £35 :confused:
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • well both CCCS and Payplan websites say £100. might have to go it alone again......
    total debt at lightbulb 18th April 2007:idea: £42367.60:eek: DFW Nerd No 725. DFW longhauler no 8.:rolleyes: Official DMP mutal support club member no 62.
  • teecee152
    teecee152 Posts: 782 Forumite
    Part of the Furniture Combo Breaker
    Why not complete the on-line form for CCCS on there website and see what the result is. You are under no obligation to proceed with them but it may give you some idea of the avenues open to you.
    DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
    FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
    "PROUD TO HAVE DEALT WITH MY DEBTS"
    Official DMP mutal support club member no 2 *DFW NERD 351* :D
  • sparkle84
    sparkle84 Posts: 297 Forumite
    Part of the Furniture Combo Breaker
    I have been on a DMP with CCCS for 18 months paying £25 a month £5 to each creditor.
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