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Bit of fun - whats your lowest OP?

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version2014
version2014 Posts: 139 Forumite
in Mortgage-free wannabe
A bit of fun, whats your lowest OP into your mortgage?

Today I made a cash OP of 88p!! As I left the bank I found 5p on the floor and nearly walked back in but didn't!

So my lowest OP is 88p - over the counter

Has anyone gone lower?

PS This is ontop of my normal OP
MFW: Original December 2041 / Aim January 2028
Current total overpayments: £0 Mortgage starts Dec 16
It does not matter how slowly you go as long as you do not stop. Confucius
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Comments

  • tjp70
    tjp70 Posts: 475 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    My lowest is about 31p I think. But I am sure the winner of this contest will be Tilly.

    I would have walked back in with the 5p :rotfl:
    If Plan A fails, remember there are 25 more letters
  • version2014
    version2014 Posts: 139 Forumite
    tjp70 wrote: »
    My lowest is about 31p I think. But I am sure the winner of this contest will be Tilly.

    I would have walked back in with the 5p :rotfl:

    Please tell me you paid 31p over the counter? Or did you do it online.

    Do we know how much Tilly has OP by...I was so tempted to put the 5p in, but may have felt a tiny bit silly handing 5p over the counter.
    MFW: Original December 2041 / Aim January 2028
    Current total overpayments: £0 Mortgage starts Dec 16
    It does not matter how slowly you go as long as you do not stop. Confucius
  • pawlala
    pawlala Posts: 1,431 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £0.01 online to make sure the system was working
    Mortgage free I: 8th December 2009!
    Mortgage free II: New Year's Eve 2013!
    Mortgage free III: Est. Dec 2021...
  • Deestar36
    Deestar36 Posts: 88 Forumite
    Part of the Furniture Combo Breaker
    version2014 wrote: »
    Please tell me you paid 31p over the counter? Or did you do it online.

    Do we know how much Tilly has OP by...I was so tempted to put the 5p in, but may have felt a tiny bit silly handing 5p over the counter.

    Hi to all,

    This may be a daft question, but do you all make multiple trips to your bank/building society each month to make overpayments - depending on what money you have etc., or do you put save it all up and make one trip? I made my first OP this month of £50 :j, I know it's not much, but I feel pretty good about it. I also found £5 in an old coat and thought I would put that towards next months OP so put it away until next month, but alas, I've spent it - didn't think I could go in and pay off any amount as and when??
  • LisaLou1982
    LisaLou1982 Posts: 1,264 Forumite
    Chutzpah Haggler
    £50 for me! :) Although i have, this week, sent the £65 share dividend for December straight into the mortgage

    really looking forward to getting my mortgage statement this year! How sad am i?!
    £2 Savers Club #156! :)
    Looking for holiday ideas for 2016. Currently, Isle of Skye in March, Riga in May, Crete in June and Lake District in October. August cruise cancelled, but Baby due September 2016! :j
  • RosieTiger
    RosieTiger Posts: 863 Forumite
    Literally about 12 pence, but it was electronically - great when your statement comes through and seeing them as separate line items, makes me laugh when I remember them !
    RosieTiger - Highest £242,000 Feb 2004 :mad:
    Lightbulb Dec 2008 £146,000 by March 2026:eek:
    MFi3T2 and T3 No 28 - Dec 2009 Start Balance £117,000
    Current Position-Fully off set by savings since March 2013
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    1p :rotfl:

    I OP anything less than £1 every day

    Can I just say that it's all on line, even I would feel a nutter taking a penny into the bank :):)

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Dont know why I even bothered... just knew Tilly would win!!

    Love you really Tilly:heartsmil
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    My kids and DH are permanently entertained by my insanity - I will kill this mortgage :rotfl:
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Marie27lol
    Marie27lol Posts: 254 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I have to a minimum payment of £10 :(
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