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IHT - Intestacy

Can someone please explain to me what the IHT implications are in the following situation:

A married couple with two children aged 3 and 6 were to die intestate and simultaneously in a car crash.

Their assets include a house worth £550,000, cash of £145,000 and the following:

Equity Investments £30000
Premium Bonds £20000
National Savings Cert. £5000

Liabilities include £20,000 mortgage and credit cards and loans of £15,000.

I'm struggling to get my head round what happens with IHT when the two parents die intestate.

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