We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Capquest

Options
I took a loan with Citi in November 2007. After a year I had some problems paying but kept in touch throughout. In November 2009 I received a letter stating it had been sold onto Capquest (balance 7082). However I have now checked my bank statements and on two occasions when I thought I was talking to Citi the statement shows Capquest (Jan and March 09). Is that legal ? In total I have now paid back over £7400 between the two, the original amount being circa 12K. What would be a reasonable !!!!!! figure to offer Capquest at this moment in time please ?
I am also not receiving annual statements, I thought that was illegal as well. Is there anyway to get the debt cancelled due to their non confomrity ?

Comments

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.