Im might be missing something here.

peteuk

I have already started claiming back my chargers from my current bank - Nat West. I have another account with LLoyds TSB (we moved because the chargers was killing us - it got no better).

Most of our debt is credit cards - can we claim back the chargers on them?

If so can I state that any refund be taken off the ammount owed, or should I get it as cash and work out the best way of getting my other debts down.

(again I apologise if this has been asked befor/ done to death)

Peteuk

immoral_angeluk

You can claim back credit card charges just like bank charges... not sure about the refund though sorry.

peteuk

Okay, bring it on..........must do my SOA soon as well.

PeteUK

rayday2

I think if you are successful you probably won't get cash in hand but payments knocked off what you owe.

shamu95

hi. Just to say that i have claimed back credit card charges and they were automatically credit onto my account. however i only got the difference between what they charged me and te £12 they are 'allowed' to charge.
Much easier than getting bank charges which must go to court in my case.
Hope this helps