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Lola Lemon

LolaLemon
LolaLemon Posts: 958 Forumite
Ninth Anniversary Combo Breaker
edited 8 January 2013 at 2:29PM in Debt free diaries
I'm jumping on the band wagon!
I keep seeing a few diaries and thinking; I need to get myself one of those!

So here I am.

Lola, just turned 30 years old.
one son,
one (not living together) boyfriend.
one cc at £2500 (no interest as it is with CapQuest debt recovery - more on this to follow)
one car loan at £2500 (0 interest as is bank of Mum & Dad)
one mortgage at £50000 with 13 years left.
New job annual income £15000
my pension contributions are (starting Jan 2013) 3%
I earn bonuses most months, no way to influence how much bonus I can get.


I will ramble; a lot. And forget what I was talking about half way through a post. Feel free to keep me on track or tell me I am talking rubbish.

I am going to steal the top 3 posts so I can keep track of different areas, like budgeting, son and general stuff.
Living Simply, not simply living.
Cheap Christmas '15

Frugal Living for fifth year running. (2010-2015)
Weight Loss - 5b/55lb
Books Read 2015- 7/30
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Comments

  • LolaLemon
    LolaLemon Posts: 958 Forumite
    Ninth Anniversary Combo Breaker
    edited 8 January 2013 at 2:45PM
    Budget
    It goes Yearly Budget, monthly allowance, what u actually paid out, how much of yearly allowance yuo have left, then you see what u paid each month.

    1 Budget Bud 2 dt Spent Left Jan Council Tax (inc Water) 1080.00 90.00 284.00 796.00 284.00 Child Care 2300.00 191.67 2300.00 Gas/Electricity 480.00 40.00 40.00 440.00 40.00 C/H Cover 0.00 0.00 0.00 Bldgs/Cont Ins 612.00 51.00 612.00 Phone & B/band 432.00 36.00 432.00 TV Licence 146.00 12.17 12.12 133.88 12.12 Mobile Phone 210.00 17.50 210.00 Mortgage 5400.00 450.00 423.30 4976.70 423.30 Home Improvements 0.00 0.00 0.00 Lyle's Activities 400.00 33.33 400.00 Clothes 0.00 0.00 0.00 Presents 0.00 0.00 0.00 Car Insurance 0.00 0.00 0.00 Breakdown Cover 0.00 0.00 0.00 Road Tax 110.00 9.17 110.00 MOT 0.00 0.00 0.00 Service 0.00 0.00 0.00 Petrol 910.00 75.83 910.00 Life Insurance 1 113.00 9.42 8.56 104.44 8.56 Life Insurance 2 180.00 15.00 180.00
    0.00 0.00 0.00 Groceries 0.00 0.00 0.00 Toiletries/Cleaning 0.00 0.00 0.00 Anything Else 0.00 0.00 0.00

    I still have a few rows spare, and I havent finished it yet. waiting till end of Jan to complete them all with my actual spends for messages etc.
    Living Simply, not simply living.
    Cheap Christmas '15

    Frugal Living for fifth year running. (2010-2015)
    Weight Loss - 5b/55lb
    Books Read 2015- 7/30
  • LolaLemon
    LolaLemon Posts: 958 Forumite
    Ninth Anniversary Combo Breaker
    edited 9 January 2013 at 4:49PM
    Links to things I like/use

    I am on pinterest - if anyone wants to follow me, think it is just my username.
    I have my blog that is updated rather randomly, as in a new post every day for a while then one every few weeks...


    http://www.thehouseholdplanner.com/free-printables/
    http://www.thehouseholdplanner.com/pdf/daily-planner-sheet-goals.pdf
    http://organizedhome.com/household-notebook/printable-pages
    http://www.imperfecthomemaking.com/2012/03/my-home-management-binder.html
    http://www.organizinghomelife.com/archives/4275
    http://iheartorganizing.blogspot.co.uk/2011/03/march-challenge-project-household_29.html

    A lot of these I am finding on the household diary thread, i am putting them here so i can check them out when i get home from work. some will stay, others will be taken off if i have no use for them. So if you like them, bookmark them!

    Link to a great FREE spreadsheet,
    Frugal Living 2013 Challenge I am now on for the third year!

    Crafty/Gift ideas
    http://www.brassyapple.com/2009/03/diy-therapy-sacks.html
    Living Simply, not simply living.
    Cheap Christmas '15

    Frugal Living for fifth year running. (2010-2015)
    Weight Loss - 5b/55lb
    Books Read 2015- 7/30
  • LolaLemon
    LolaLemon Posts: 958 Forumite
    Ninth Anniversary Combo Breaker
    edited 27 February 2013 at 12:29PM
    Events I need to save for throughout the year

    January
    [STRIKE]Sister's Birthday[/STRIKE]
    [STRIKE]Mum's Birthday[/STRIKE]

    February
    [STRIKE]Valentines Day[/STRIKE]
    [STRIKE]Weekend in Perthshire[/STRIKE] (Birthday present for bf - It is on deal bought Nov 2012 - £129; 2nights b+b, bottle champagne and box of chocs)
    [STRIKE]Example Concert[/STRIKE] (paid for in Oct 2012)

    March
    The Courteeners concert (paid for in Feb 2013)
    Parents Anniversary
    Dad's 50th Birthday
    Mothers Day
    God Daughter's birthday
    Easter

    April
    Son's birthday
    Brothers birthday

    May
    Son's Godmothers birthday
    Lana Del Ray Concert (boyfriend bought for me nov 2012)

    June

    July
    Nephew's 1st birthday

    August
    Godson's birthday

    September
    Sons god mothers birthday

    October

    November
    Boyfriends birthday

    December
    Living Simply, not simply living.
    Cheap Christmas '15

    Frugal Living for fifth year running. (2010-2015)
    Weight Loss - 5b/55lb
    Books Read 2015- 7/30
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Good luck with the diary LolaLemon.

    Thanks for the planners, I really need to use these and they look great.:beer:
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • Hi Lola,

    Welcome to Diaryland.

    Pmo2
    x
  • LolaLemon
    LolaLemon Posts: 958 Forumite
    Ninth Anniversary Combo Breaker
    Good luck with the diary LolaLemon.

    Thanks for the planners, I really need to use these and they look great.:beer:


    Thank you :)
    I got the main link from rising from the ashes (thanks) on the household diary thread
    Living Simply, not simply living.
    Cheap Christmas '15

    Frugal Living for fifth year running. (2010-2015)
    Weight Loss - 5b/55lb
    Books Read 2015- 7/30
  • LolaLemon
    LolaLemon Posts: 958 Forumite
    Ninth Anniversary Combo Breaker
    Hi Lola,

    Welcome to Diaryland.

    Pmo2
    x

    Thank you :)
    Living Simply, not simply living.
    Cheap Christmas '15

    Frugal Living for fifth year running. (2010-2015)
    Weight Loss - 5b/55lb
    Books Read 2015- 7/30
  • LolaLemon
    LolaLemon Posts: 958 Forumite
    Ninth Anniversary Combo Breaker
    So today, between sneaking on mse and actually doing some work, I printed off a few 'organising' sheets to start my own 'Household Diary'. I have been wanting to start one of these since I seen an episode of 'Kate plus Eight'. She made instructions for just about everything, and I was soo jealous that 1, she had time to do it and 2, that she knew where she put it!

    Sort of completed the budget too (I know it looks a mess, bit will change it when I know how to make it more easy on the eyes).

    I currently spend £15 per week on dairy products between my son and I. We don't process cow products very well, so use goats instead, although a small 250g block of cheese is £3, sometimes I catch it on offer at £2.50 or really lucky 2 for £4! Milk is £1.50 a litre.

    Hoping to do an inventory of my kitchen, so I know what I have, use by date and then I can hopefully plan my meals!
    Living Simply, not simply living.
    Cheap Christmas '15

    Frugal Living for fifth year running. (2010-2015)
    Weight Loss - 5b/55lb
    Books Read 2015- 7/30
  • LolaLemon
    LolaLemon Posts: 958 Forumite
    Ninth Anniversary Combo Breaker
    Went to Tesco today, spent £8.88 on 1 litre goats milk, goats yogurt, strawberries, reduced cake mix for £1ish and some mini Christmas flapjack type treats.

    Reserved a cd player for the car, costing £79.99, has Bluetooth and usb port, 2 main things I am needing. I'm gutted as I missed one at £59.99, that didn't play cds, but had SD slot and usb port, when I realised I hopefully in the future, won't b buying cds, I went back to get it and they were all sold out :(

    If anyone knows of other good reputable places to find car stereos with Bluetooth, that isn't ebay , I'd be grateful.


    Think I have found my perfect family diary, its called the family planner by mums diary, and at first look, seems to have everything I want to start my household planner/manual. It is currently £13.50, so I shall be waiting til it gets considerably reduced.
    Living Simply, not simply living.
    Cheap Christmas '15

    Frugal Living for fifth year running. (2010-2015)
    Weight Loss - 5b/55lb
    Books Read 2015- 7/30
  • LolaLemon
    LolaLemon Posts: 958 Forumite
    Ninth Anniversary Combo Breaker
    Oh, and 3 toothbrushes! Was wondering what I forgot!
    Living Simply, not simply living.
    Cheap Christmas '15

    Frugal Living for fifth year running. (2010-2015)
    Weight Loss - 5b/55lb
    Books Read 2015- 7/30
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