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Harvs

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I have owned my own property for four years and have never defaulted on the mortgages payments. My existing mortgage is with Standard Life on a variable rate. I want to change and find a fixed rate or a better deal but have one CCJ against me which was cleared within two months of my getting it. I am also self employed and my earnings on paper will not qualify me for the 64K mortgage that I need. I earn cash and therefore my accounts do not reflect my earnings. Where do I start ?

Comments

  • homer_j_3
    homer_j_3 Posts: 3,266 Forumite
    Firstly by getting your accounts to reflect your earnings and stop committing tax evasion.

    You are asking how to have your cake and eat it with that question.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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