PositiveBalance’s Diary: In Search of Positivity, Balance and a Positive Bank Balance

mooomin

PositiveBalance wrote: »

Thanks for all the advice, especially mooomin. What's the prepaid prescription thingie?

You pay a certain amount (info here) and that covers all your prescriptions for three months or a year or whathaveyou. We used to get one for Mr Mooo in the days before free prescriptions here in Scotland

Shelski_2

It sounds like you are getting your head around some new strategies. We are trying to do the same but it isn't easy. Will be easier next month hopefully when the distance between pay days isn't quite as long.

I'm determined not to buy more toiletries than I absolutely need. I am dreadful for soap & glory 3for2 in b00ts but after looking at how much I have got I made dh take back a pressie he had got me.

Meal planning is helping us. Are working our way through the freezer and cupboards. It's amazing what you can use up!
Have a good night
Shelski

Tonylpool

Hi PB, this is a great post and well done for getting the discipline to set new goals

Like you, I was on here a few years ago, we had a DFW group back in 2008 and we all helped each other but everyone has busy lives and the group just filtered away.

I'm going to redo my signature now as you've given me some inspiration for it. TBH I could have been debt free 2 years ago but a bout of illness and redundancy put pay to those plans and I had to borrow more in the meantime.

Keep up the good work, don't worry abt a few dips here and there and I'll keep up to date with your diary

BW

Tonylpool

DedicatedDFW

Ooh Looking forward to hearing your good news :T

And what did you see at the theatre ?

Happytogetdebtfree

Hi just having a quick read , well done on the positive diary. Regarding the laptop, how much is it to fix ? is it cost effective ? i havent bought a new laptop for years, i just use it for the internet of course, if its business related then yes new but sometimes you can get really good second hand ones, well ive always been ok with second hand ones. . I look forward to reading more of your journey

PositiveBalance

Hi all...sorry it has been so quiet here but I have just been run off my feet. It has ended up a very spendy week, but I have yet to tally the damage. I will be back in due course and calculate it all, but the news is not all bad.

Speak soon!

DedicatedDFW

Hi PB,

Hope its been a good busy week

I'm just having a minute before starting on my next assignment :eek: The good thing about me being kept so busy though is that i've been too busy to spend Except for placing a bid on a replacement bag Mine broke and i took it to be fixed and it can't be Hope i win the replacement one!

Looking forward to hearing what you've been getting up to

catriona79

Hi PB
firstly - good luck with debt busting! I'm doing the same at the mo - even more difficult after Xmas!
Secondly - you say that you've been paying off your 0% card with min repayment + £1. Can I ask why?
X

PositiveBalance

mooomin wrote: »

You pay a certain amount (info here) and that covers all your prescriptions for three months or a year or whathaveyou. We used to get one for Mr Mooo in the days before free prescriptions here in Scotland

Thanks - I think I need to do a bit of adding up as the docs have things done such a way as to mean that I don't need to get a new prescription all that often...I'm not sure if I'm paying more than that at the minute, but it's certainly good to know! :beer:

PositiveBalance

Shelski wrote: »

It sounds like you are getting your head around some new strategies. We are trying to do the same but it isn't easy. Will be easier next month hopefully when the distance between pay days isn't quite as long.

I'm determined not to buy more toiletries than I absolutely need. I am dreadful for soap & glory 3for2 in b00ts but after looking at how much I have got I made dh take back a pressie he had got me.

Meal planning is helping us. Are working our way through the freezer and cupboards. It's amazing what you can use up!
Have a good night
Shelski

Hey Shelski (top name, BTW)! Nice to have you here. I have been a dedicated follower of the 'No More Toiletries' thread for a few years and it has certainly helped, but I have just gone and bought a load of presents in the Boots -75% sale, so I've just stocked up a bit again! :eek: (In all fairness, I've only bought one of the large Champney's boxes for myself as I have been dying to try one for ages and got two last year and gave them both away as presents, plus more than enough two packs of hand soap and lotion for use in the flat through the year. My reasoning was that they cost £2.50 each after the deductions, meaning an average of £1.25 for each pump, and there is no way I could get anywhere near that quality for that price in normaly shops, so I justified it to myself. I'm probably going to have a fit when I realise how long it will take to use them all up, though...perhaps I will still have a few stragglers in time for the -75% sale for next year! :eek: :rotfl:I admire your strength in getting your DH to take a present back, although I must admit I'm kind of over the S&G phase. If I never see another bottle of Clean on Me, it will be too soon! (Other than that, I have been pretty darn good, though, although there is still a long way to go, as with the whole food budget!)