Cut the interest payments

Youknowme_2

Right one simple baseline target for 2014 is to get the amount outstanding on mortgage at the end of December 2014 down to below £70000. It is currently over £76000 with interest at 5.49% so would require circa £4000 of an overpayment over the year. This I believe is certainly achievable.

Also will aim to keep emergency fund where it is.

And possibly on the very non MFW side of things a new TV is I can grap a bargain in any sales.

Will need to set some aims as regards food spending, meal planning and batch cooking. 2014 will be the year when we crack this!