Would like to be mortgage free by 2029

Kodagirl

Hi,Fletch049!!! Welcome!!!:)

I'm with NRAM too,i am also O/P,dont worry mine still shows the full length of the loan,it shows the O/Ps though,there is a reason why it doent show a shorter term,but i cannot for the life of me remember why!!:rotfl:

Sorry,not much help really,wishing you all the best on your journey,though!!:)

I got one of those letters too!!! I am more than happy that they will take it off the balance,so intrigued to find out how much,although i am trying not to get too excited,incase its a meagre amount!!!

fletch049

Thanks for that I wont worry about it now as long as I know its the same for everyone. I'm not counting on it being much back but it all makes a difference so will be happy with anything.

fletch049

Hi everyone just made my first over payment so chuffed with myself, plus NRAM are going to take money of it due to them messing up on the paperwork side of things, not sure how much it will be but anything is better than nothing should find out this month how much they are taking off.

Lois_E

Well done fletch! You have made a start and done that first OP. Enjoy the feeling of satisfaction, but be warned, OPing is addictive, and after you've done a few you will find you need to get to some kind of milestone to get the same buzz.