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Shiny New Year, Shiny New Start. The January NSD Challenge

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Comments

  • Aww, so sorry you're feeling a bit down candlewick :( I'm sure it will all get sorted!!
    Chin up, and very well done on the no smoking though!!

    NSD 4/15 for me today!! (on a Friday night aswell :O)

    I don't know how long I can keep this up for, but I do know that when I next have to spend any money, i'm going to begrudge handing the cash over... I'm sure it will have to be prised out of my hands haha :p

    Anyway well done on all the progress so far everyone :)
    Lightbulb moment: 16/06/2020
    Total starting Debt: £22,898.20
    27/03/2020: £13,565
    Total debt cleared: £9333.20
    DEBT FREE TARGET: DEC 2022

  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    edited 4 January 2013 at 11:00PM

    Very pretty I keep my buttons in a 17th Century Chinese covered bowl which I won years ago on Going for a song (yes showing my age) :rotfl: Don't think I'll let the grandkids play with my button box.

    Makes my button box look positively cheap :rotfl:
    Oh CW - have a squash.

    I think you need to see them as separate problems.

    You are doing so well with not smoking so tats a plus.

    It's annoying the parcel hasn't gone but you can sort that out.

    The stoozing I cant help with. :)

    You've had so much positive stuff - don't let this blip get you down.

    Couldn't agree more - it's easy for us to 'snowball' a couple of little blips into a complete meltdown (I've stood outside M&S on the day before xmas eve bawling my eyes out because they didn't have any turkey before now - at that moment I thought the world was ending and xmas was ruined)

    Kezlou - hope you're feeling better soon x

    Well on the upside I can announce NSD #2 :D took a bit of willpower as I was looking at some reduced xmas bits but thought they could wait. On the not so up side, I wish I hadn't bothered making tonight's planned dinner :(:( bah

    oh, and so far have avoided this xmas cold that everyone seems to have, only to be sat in a small office for 1 1/2 today surrounded by 4 people all at diff stages of it - if I don't get it now it will be a minor miracle....
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • muffin_man_7
    muffin_man_7 Posts: 784 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    edited 4 January 2013 at 10:41PM
    NSD no 3 yesterday
    today was not but only a small spend on milk and afew bits in xmas sale for net xmas ineed to be a bit more organised this year cos even if im lucky enough to get a part time job it will take some getting used to ive been a sahm foor a long time
    2nd purse challenge no040£0 Sealed pot challenge ???? £2 trolley find not counting small coins till end year
  • UnionGirl
    UnionGirl Posts: 182 Forumite
    Hello, I have been a lurker and been aware that I've been slightly spending more than I earn, so I have spent the past couple of hours going through old statements to give me some working figures (even they may not be 100% accurate yet, it's a start).

    I would like to join in and I'd like to start with 10 NSDs and see how I get on.

    I have got 3 already from 1/1/13, 3/1/13 and 4/1/13.

    Good luck to everyone and hope January isn't too gloomy and depressing for everyone.
    As my Mum always said "Look after the pennies and the pounds will look after themselves"
  • Had to hand over some money for petrol today:mad:, but doesn't count as a spend as it was budgeted for. Luckily I was running out where petrol is (slightly) cheaper - makes a pleasant change.

    No unplanned spends today so declaring NSD #4 and 4 in a row.


    "Whether you think you can, or you think you can't -- you're right" - Henry Ford
  • Living_proof
    Living_proof Posts: 1,923 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Please may I join in?

    I am usually on the OS board and do the Grocery Challenge but would like to cut out the compulsion to keep shopping and this board would at least get me to concentrate the spending into set days, rather than meandering around the shops just because they are within walking distance.

    Would you kindly put me down for 23 NSD and I have already achieved 4NSDs.

    Sorry - not very good with the colour!
    Solar Suntellite 250 x16 4kW Afore 3600TL dual 2KW E 2KW W no shade, DN15 March 14
    [SIZE Givenergy 9.5 battery added July 23
    [/SIZE]
  • I don't know why but i seem to have renewed purpose this year. Not even the sales are tempting me. NSD3
  • moneypenny2k
    moneypenny2k Posts: 1,122 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    kerri_gt wrote: »
    Makes my button box look positively cheap :rotfl:

    LOL Saved me buying a box :p

    Candlewick, I couldn't improve on what Kerri says, We're proud of what you've achieved, you don't need to be perfect, just human

    Couldn't agree more - it's easy for us to 'snowball' a couple of little blips into a complete meltdown (I've stood outside M&S on the day before xmas eve bawling my eyes out because they didn't have any turkey before now - at that moment I thought the world was ending and xmas was ruined)


    ..

    Hello UnionGirl & Living proof welcome to the mad house

    I have spent part of the evening clearing out a chest of drawers and finding stuff to ebay, Thought I'd relax and catch up with the posts, going so fast...
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    UnionGirl wrote: »
    Hello, I have been a lurker and been aware that I've been slightly spending more than I earn, so I have spent the past couple of hours going through old statements to give me some working figures (even they may not be 100% accurate yet, it's a start).

    I would like to join in and I'd like to start with 10 NSDs and see how I get on.

    I have got 3 already from 1/1/13, 3/1/13 and 4/1/13.

    Good luck to everyone and hope January isn't too gloomy and depressing for everyone.
    Please may I join in?

    I am usually on the OS board and do the Grocery Challenge but would like to cut out the compulsion to keep shopping and this board would at least get me to concentrate the spending into set days, rather than meandering around the shops just because they are within walking distance.

    Would you kindly put me down for 23 NSD and I have already achieved 4NSDs.

    Sorry - not very good with the colour!


    I just wanted to say Hello and Welcome.

    I will add you to the front page in the morning when I do the next update.

    I'll warn you though.....this NSDing lark is very addictive :rotfl::rotfl:
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Hi everybody

    Today was a spend day, I paid for my lottery contributions in work and bought a loaf of bread. Tomorrow will be a spend day too after seeing the Morrisons ads but I will be able to stock up on veggie ingredients.

    Well done everyone else!
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
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