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Shiny New Year, Shiny New Start. The January NSD Challenge

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  • Well I've grabbed my last NSD of January. Number 16 :j:j was only aiming for 12. Probably cheated on at least one of those as hubby is home so he has bought at least one of our grocery shops. And on takeaway day it came from the joint account which I don't count as a spend. I don't include spends from my account/ money.

    Really chuffed as I think I was ready to give up last year as I kept f...... , not making it. :D

    Need to focus again in Feb to keep momentum.
    SPC 18 Target £200 /
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    I reached 26 at the end of the month please Freeby
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    ATT00009.jpg?t=1359611121

    :rotfl::rotfl::rotfl::rotfl:
    Love this :D
    Still lots of spaces left on the February NSD thread.

    Click Here to join us :D
    Including one for me, I hope, just realised I've forgotten to sign up:o:o
    This made me giggle :rotfl::rotfl:

    Me too If, brilliant :rotfl::rotfl:


    And.... I've been a very good spoony today:D I've managed to resist the nice shiny things I was going to buy as a reward for having some money left after paying my tax and have put it all on my cc, so that's looking much healthier again ... I should be there in March, I reckon, after my blip in December :o:o:o:o
    NSD no 25 for me please Freeby.. I'm really pleased with myself this month:j:D

    Well done everyone for all the NSDs today:j:j:j:j
    :) The time you enjoy wasting is not wasted time :)
  • NSD 13 today, just managed to fit one in before month-end:j

    January's shortened target of 10 NSDs in 20 days (didn't start till the 11th) was achieved and exceeded by 130% :j:j

    And of the total days, 65% were NSDs. :j:j:j

    So, yay me :T:T:T

    Congratulations to everyone else who took part this month :grouphug:

    and see you over on the Feb thread :wave:
    'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
    Groucho Marx

  • gien
    gien Posts: 1,649 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Squeezed a last NSD in today, so I beat my target by one! It helped that I have a horrible cold so didn't want to go out!
    I'm thrilled that I've got this many days under my belt. Will gonand sign up for february now.
    Trying to keep in budget.

    2270
  • Ok here goes drum roll please my total Nsd's for this month is 23 NSD's. Feel very pround of myself. Will try to get my target in Feb but i know it will be harder have as in feb i will have childminder costs, regular monday zumba classes, shopping saturday and DD1's trip to pay for ( Am i the only one who always seems to paying for some trip for my DD's).
    #Sealed pot #085.
    1 debt versus 100 days £108.32/£300:j
    Debt Jan 2016 £6877.37. Aug £6155.56
    xmas saving £1 a day 274/366.
  • beanielou
    beanielou Posts: 95,572 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So ending on 27 this month.
    Much helped by the longest lurgy ever:rotfl:
    Thankyou as always to freeby & the updaters & if for the pictures.
    See you on the February thread.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Managed to retain yesterday as NSD #15, and kept my purse tightly sealed (and fingers/eyes away from internet shopping sites) today to give me a January total of 16 against my target of 12 :T
    Cheryl
  • Candlewick
    Candlewick Posts: 284 Forumite
    edited 31 January 2013 at 8:09PM
    Evening all

    Checking in to declare 15 NSDs. I've reached my target :j:dance::j:dance:

    That was hard work, LOL - Will definitely have to plan better next month. See you on the February thread.

    Thanks to all of you who update this thread.

    CW
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
  • katholicos
    katholicos Posts: 2,658 Forumite
    Squeezed another NSD out of January :)


    Glad to claim 17 NSD's in total including todays.
    Grocery Challenge for October: £135/£200


    NSD Challenge: October 0/14
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