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Shiny New Year, Shiny New Start. The January NSD Challenge

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  • Afternoon everyone

    Not had chance to read back on all the pages yet but I am way behind most of you. I am declaring NSD 3 today as have had food / birthday presents and a couple of evenings out. If I don't start getting my act together I will not reach my target of 15 days. :mad:

    CW
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 9 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • kezlou
    kezlou Posts: 3,283 Forumite
    Hi all :)

    Well we did it!!!!

    We've reached 10/10 NSD's:j:j:j:j

    Please could i extend our target to 20 nsd's.Gulp don't know we'll do it, but its worth a try.


    thanks beanie and solvent, its okay. I'll soon be out and about without the crutches. \just taking each day at a time.
    My sister has been told she'll be in a wheelchair by the age of 40. She has brittle bones and form of cerebal palsy i think.

    Haven't done much today just chilled, the boys didn't want to go out so we've just stayed in.


  • beanielou
    beanielou Posts: 95,737 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Today is no 13.
    I am so bored of this bleeping lurgy & feeling truely dire.
    I have told the lurgy I want it to be away by tomorrow as it has been here long enough.
    Got to try something :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • moneypenny2k
    moneypenny2k Posts: 1,122 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well considering I've not been out since I got home from work Friday evening, it's NSD No 9.

    I sold a couple of things on fleabay so about £6 up on the weekend. Can't complain too much. Have also listed a couple of things this weekend so hopefully they'll sell too.

    Still feeling pretty dire depression wise, watching my debt going down and making financial plans is about the only thing that's keeping me going.
    Hope everyone has a good week
  • lurvlyloz
    lurvlyloz Posts: 877 Forumite
    NSD 7/18 today :D x
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    edited 13 January 2013 at 7:57PM
    Hey BMF

    Burns' night is the same every year as he is the birthday boy that day :)
    Hope you are brushing up on your address to the haggis for the shindig :rotfl:


    (Oh all right then, Igor, I suppose you could do the catering,,,,,,the ballroom at Ennessdee Towers should hold all the NSD gang members, and I am sure some of them will be happy to decorate it with bits of tartan and all that mullarkey.

    No, Igor, not hog roast again. Or curried sprouts. The traditional Burns Night meal is haggis, mashed potatoes and turnips/swede. Sometimes followed by a pud featuring raspberries, oats, honey and cream. At any rate, loads of different kinds of whisky must be served. Before, during and after the meal.)
    One life - your life - live it!
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Forgot to say....today should have been an NSD, but I decided to do tomorrow's shopping today, as there is heavy snow forecast for tonight and tomorrow. So I went out, did the shop at H*me Bargain$ and A1di, stocking up with everything I think we will want in the next few days. Now I don't need to go out in the car for a few days, and hopefully any bad weather will have been and gone by the end of the week.

    Well, that's the theory, anyway.

    (Must have a word with Igor.....just nearly put my foot in a haggis trap. sigh.......)
    One life - your life - live it!
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite

    (Must have a word with Igor.....just nearly put my foot in a haggis trap. sigh.......)

    I thought he had got rid of those? and was using the humane traps these days (ie a bowl with whisky in it under a trap ala Mousetrap :rotfl:)
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • gien
    gien Posts: 1,649 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Popping in with NSD number 6, which is poor going but everyday I've had to buy a little something!

    I'm planning that next week should be a little less spendy.
    Trying to keep in budget.

    2270
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