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Fixed offset mortgage

Hello

Could anybody suggest a competitive 3 or 5 year fixed offset mortgage with a LTV of about 60%.

Thanks
CroydeBay

Comments

  • First Direct
  • michaels
    michaels Posts: 29,172 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    FD don't do offset fixes longer than 3 years (they currently have a special at 2.74%) - Chelsea/Yorkshire are probably the most competitive for 5 years.

    An alternative is the coop 2.79% 5 year fix which allows in effect 10% per annum flexible facility so if 10% offset in year 1 (I believe increasing each year) is sufficient then this is the best deal.
    I think....
  • dimbo61
    dimbo61 Posts: 13,727 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    YBS do 5 year offset fixes and I think Chelsea also do long term fixes.
    3.34% five year offset fix with 60% LTV and 3.14% five year fix.
    Fee either £995 or £495
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