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Can I refinance my mortgage without a job?
simmed
Posts: 2,227 Forumite
Me and my wife are a little stumped. Has anyone here refinanced their mortgages without a job? If so what resources, advice or tips do you have? Thanks
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So long as you have a suitable income to repay the mortgage then it will be fine.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Please tell us what you mean by "refinanced."Me and my wife are a little stumped. Has anyone here refinanced their mortgages without a job? If so what resources, advice or tips do you have? Thanks
Are you talking about changing lenders and/or increasing your borrowings, or simply looking to get a new rate for your current mortgage?
If the latter, your current lender may have customer retention products available to you without further status or income evidence. Ask them for details.
If the former, Dave's answer is well on the nail.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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