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many a mickle...

1161162164166167214

Comments

  • skint_spice
    skint_spice Posts: 13,551 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou wrote: »
    On the bright side, you have enough to pay your bills & spend some £££'s :grin:

    Fair point and I passed that module which going by FB a good few folk failed - should count my blessings really.

    Going to iron now, I am of course thankful I have clothes to iron:rotfl::rotfl:
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    lol should have known you'd say that! It would just be nice if I had a few hundred pounds here and there to chuck at mortgage or savings but seem to be spending lots on stuff I need - pah!

    Rather better than spending on stuff you don't...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • skint_spice
    skint_spice Posts: 13,551 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So I think I now have the money situation sorted and for the next month it shall go - third to cc, third to mortgage (or savings) and third to spends.
    CC is paid off each month but there has been a lot of spending lately, what is it with all these birthdays?

    Was a gorgeous day here today but I was working, hoping tomorrow will be just as good and I won't have other folks pesky kids to deal with:D I love kids but there were some real nightmare weans in today, or more so nightmare parents - why would you let your kids run into occupied changing rooms? and these were girls in a menswear shop...
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • skint_spice
    skint_spice Posts: 13,551 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well it rained on sunday.

    Working extra this week so just plodding along and making some money. Have decided to do up the garden as LM's flat isn't shifting and looks like I'll be spending the summer in here:o We'll get there eventually...

    And big news is that I passed all my exams:D
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)

  • And big news is that I passed all my exams:D

    Well done :T:j:T:j:T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • beanielou
    beanielou Posts: 96,665 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on exams :J :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
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    Well done :T:T:T
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Well done. Brill news x
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    Congratulations on the exam results!
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • skint_spice
    skint_spice Posts: 13,551 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks all, means I can relax for the summer - well mentally at least:o This working lark is exhausting, way too physical for a middle aged woman like me, desk job required!

    Mortgage is going down just sloooowly. Might have accidentally bought a new dress while looking for tops for work but in my defence it was reasonably cheap and very pretty:D
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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