mortgage help please?

weesie81

to rent a 2 bed private here is approx 500 per month so not far off what a mortgage would be for us least it wouldn't be money down the drain which is what it feels like just now!

The_Eternal_Optimist_2

I think you should look at shared ownership if there are any schemes in your area

failing that, is there no way you could gt a part time job to boost your income?

weesie81

just had a look but nothing like that here we live in a small village where they have put pressured housing staus on the council houses so tenants can no longer buy their council home there is such a small turnover of council homes the last 1 was allocated in 2003 so buying or renting privately is the only way to stay here without having to take our little girl out of school and move

JoeK_3

weesie81 wrote: »

sorry i have never heard of this shared ownership property & we have no savings for it either?

http://www.cairnha.com/ourhomes.htm#shared

Have a look at the link and see if there are any in your area.

Shared ownership mortgages do not cost any more than normal mortgages and often you can live in a bigger house with a smaller mortgage.

JoeK

weesie81

i am 5 months pregnant so don't think anyone would employ me right now x

weesie81

thanks joe k had a look but nothing in my area i am on the outskirts of glasgow x

JoeK_3

weesie81 wrote: »

thanks joe k had a look but nothing in my area i am on the outskirts of glasgow x

You're making me work tonite luv

http://www.glasgow.gov.uk/en/Residents/YourHome/HousingOptions/OtherOwnershipOptions/SharedOwnershipSchemes/Sharedownershipwheretoapply.htm

JoeK

weesie81

sorry joe k think its an impossible situation we are in anyway!
our local authority is east renfrewshire looks like we need to carry on lining the landlords pocket

JoeK_3

weesie81 wrote: »

sorry joe k think its an impossible situation we are in anyway!
our local authority is east renfrewshire looks like we need to carry on lining the landlords pocket

Why do you give up so easy.

I have conducted a search for "shared ownership property glasgow scotland" and there is a list of properties available in housing associations near to you.

I have pm you with the link but you can find this yourself if you search.

JoeK

weesie81

thanks for the pm just been through the list but nothing in my area at all!
was looking at my local authority site but really don't think they offer it?

i'm not giving up just being realistic if i can't buy then i need to rent to stay in this area for her school x