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offset mortgage

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Comments

  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    £62k @3% £250pm after 8 years

    £51,707.00 left

    with £3k offset

    £50,894.39
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The £85 extra per month will work out to £8500 off the debt,so we will only have a shortfall of £12K probably less,as the interest goes down each year,so now all i need to worry about is finding that.

    Whatever balance is held in the offset will also contribute to reducing the shortfall.
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