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Dawn of a new day!

Well at 9.40 this am i was declared bancrupt!

I have to say the people at the court were fantastic totally putme at ease were helpful and very friendly. The guy who delt with me was training another and between them they went way out of there way to see i was okay i cant thank them enough fantastic.

went to see a old judge who was so sweet even gave me a linen hankie (clean may i add lol) he said which i guess they say to everyone

Its a very brave step your taking its not a step back but many leaps forward to a fresh start so you wont have a credit card for a few years but is that such a bad thing?

Dont take any nonsence from any phone calls or letters just refer them to the OR thats what you have paid for any debts that you have on this form or any you may have forgotten are as of this time 9.40 gone! then he timed the paper.

he wished me well and told me that i could walk out if there holding my head high as i had dealt with rather than shrugging of my problems,said there was a very pleasent cafe around the corner that did superb coffes to ( if i had the money lol) treat myself) and take a moment to gather my thoughts wished me well and that was it.

If it wasnt going bancrupt it would have been a wonderful experience lol


More than anything else tho i want to thankyou all from the bottom of my heart for the advice help support, words of encouragment you trully have been a source of strengh thankyou!

joanna

Comments

  • NekoZombie
    NekoZombie Posts: 1,664 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hurrah! Well done and welcome to the club! We're always looking for new members so its lovley to have you!
    BCSC Member 70:j
    .
  • Mike_St_Helens
    Mike_St_Helens Posts: 3,414 Forumite
    jbaugh wrote: »
    Well at 9.40 this am i was declared bancrupt!

    I have to say the people at the court were fantastic totally putme at ease were helpful and very friendly. The guy who delt with me was training another and between them they went way out of there way to see i was okay i cant thank them enough fantastic.

    went to see a old judge who was so sweet even gave me a linen hankie (clean may i add lol) he said which i guess they say to everyone

    Its a very brave step your taking its not a step back but many leaps forward to a fresh start so you wont have a credit card for a few years but is that such a bad thing?

    Dont take any nonsence from any phone calls or letters just refer them to the OR thats what you have paid for any debts that you have on this form or any you may have forgotten are as of this time 9.40 gone! then he timed the paper.

    he wished me well and told me that i could walk out if there holding my head high as i had dealt with rather than shrugging of my problems,said there was a very pleasent cafe around the corner that did superb coffes to ( if i had the money lol) treat myself) and take a moment to gather my thoughts wished me well and that was it.

    If it wasnt going bancrupt it would have been a wonderful experience lol


    More than anything else tho i want to thankyou all from the bottom of my heart for the advice help support, words of encouragment you trully have been a source of strengh thankyou!

    joanna

    Well done Jo... Feels much better doesnt it !
  • luckymum_3
    luckymum_3 Posts: 136 Forumite
    thats wonderful news ....good luck in living ....lol
    :oiqor debt recovery for littlewoods £832.73..
    kays lifestyle £624.60..
    vanquis visa card £503.28..
    grattan £200.09..

    :T dfw#459
  • Bakeybadoo
    Bakeybadoo Posts: 810 Forumite
    What a wondeful start to your 'new' life! He sounded like a real gem.

    Congrats to you! :smiley:
    :: BCSC #71 but now discharged! ::
  • Hey great news glad to hear it went well .

    welcome to our world and start to live again !!!!!!!!
    Official DFW NERD 189

    I may be a woman but dont hold it against me:D

    Officially declared Br 6/11/06


    Discharged Br 4/5/07 (6 months to the day)

    BCSC MEMBER 21
  • tight_jock
    tight_jock Posts: 1,902 Forumite
    Congratulations and welcome to the other side.:j :j


    As of now , you are free of debt for as long as you choose to be...Good luck with your interview and :beer: here`s to an early discharge for you.

    :beer:
    TJx
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    glad to hear everything went well for ya!
    We all die. The goal isn't to live forever, the goal is to create something that will
  • Red1708
    Red1708 Posts: 843 Forumite
    Well done, glad things went well for you.
    BSC Member 59 - AD 29th March 2008


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