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Success stories after +6year CRA issues
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gav_sw20
Posts: 28 Forumite
As the title suggests really are there any success stories from people who have had defaults / ccj's drop off their account after 6 years who have successfully got a mortgage after this date ?
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Absolutely yes.
Lender selection and deposit as a % of sale are crucial though.
All the bestI am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
I got a mortgage with Britannia 3 years ago, exactly six years and three months after I started my IVA. I got a 5.19% 2 year fix at 90% LTV; Britannia are quite fussy who they lend to also.
Re-mortgaged last year with ING @ 3.19% as we now have 75% LTV.
Getting a good mortgage deal post-IVA is definitely doable if you clean up your credit file properly.0
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