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Dont use wonga
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just to note, all my wonga loans were always settled on time and it seemed a simple way of covering cash-flow for self employed builder hubby - the charges are tax deductible ?
and yes, my 'deeper problems' are that Im a crap money manager ! ;-D
just surprised that having no serious issues e.g. everything always paid, I was still refused.....I remember the days they were throwing it at me !
oh and also - I already afford a 'giant mortgage repayment' and was looking at a mere £150 cpm more...the banks are not lending I tell u ! The lender told my financial advisor directly that use of Wonga was the reason (and a handful of late payments - two of which were for 0.50p !!!!!!!!?)
shame - I like Wonga - they give to charity for each transaction and seemed a great future facing service - there are many other payday lenders who are much less ethical and they shouldn't all be lumped in together
They also give to the Tory party so that they can operate like they do..Other countries have chased them..It is nice to see the value of your house going up'' Why ?
Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
If you are planning to upsize the new house will cost more.
If you are planning to downsize your new house will cost more than it should
If you are trying to buy your first house its almost impossible.0 -
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As a disabled, retired guy who worked all his life until the onset of 3 separate disabilities, I think that I must live on a different planet to this OP. £50k annual income and a bad credit rating? With a husband who has his own business?
My family and I have endured struggles in our lives that this person would not comprehend. It has made us strong in ways that she could also not understand. We lost a house, I lost a job I loved in an occupation that I enjoyed.
I cannot communicate the depth of my exasperation and, yes, amusement at the antics of this person. I hope that you never have to fall from your ivory tower, you would not survive the experience.I think this job really needs
a much bigger hammer.
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