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I have made it!

2

Comments

  • exarmydreamer
    exarmydreamer Posts: 603 Forumite
    Congrats, Have a lovely debt free xmas and new year :beer:.
    Mortgage: Aug 12 £114,984.74 - Jun 14 £94000.00 = Total Payments £20984.74

    Albert Einstein - “Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.”
  • FallenArcher
    FallenArcher Posts: 169 Forumite
    That's brilliant, well done :D
    Total money owed: [STRIKE]31/07/11- £17,877[/STRIKE], LBM - 14/10/12 :j, 01/06/13 - £0 DEBT FREE!!!! :beer:
    New challenge- save an extra £5000 from non-salary -£1600 (32%)
  • trulymadlydeeply_indebt!
    trulymadlydeeply_indebt! Posts: 909 Forumite
    Part of the Furniture Combo Breaker
    Well done - you go and enjoy Christmas now and look forward to a prosperous New Year. Find a Savings Challenge for yourself and see how much richer you are this time next year.

    Onwards and Upwards! :T

    TMD xx
    Decluttering junk and debt in 2016
    Debts - Vanquis £3500 1/1/16; DFD - when I'm dead with £100,000,000+ interest :eek: UPDATED Feb 2016 £2739.80; DFD June 2016 :j
    Next - £1500 1/1/16 DFD about 10 years time. UPDATED Feb 2016 £1371.16; DFD July 2016 :j
    THE GOAL IS TO HAVE NO DEBT BY THE END OF 2016
  • vasseur
    vasseur Posts: 3,093 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Congratulations! Great feeling isn't it? :j
    It's not how far you fall - it's how high you bounce back.... :j
    Happiness is not a destination - it's a journey :)
  • Newyorkdreams
    Newyorkdreams Posts: 567 Forumite
    500 Posts
    WELL DONE! That's awesome! And a real motivation to people like me who are just starting out (and have just had their LBM!!!)

    Congratulations to youuuuuuuuuu!:T:T:T:T:beer:
    NYD :j
    2019 goal
    0/£15000
  • plum44_2
    plum44_2 Posts: 124 Forumite
    Debt-free and Proud!
    Amazing stuff- huge congratulations...just got there myself and enjoying every minute...Happy Christmas x
    LBM Nov 10 owing £34,043 - (DMP with Stepchange)

    Finally debt free 14/12/12:beer:
  • tealady
    tealady Posts: 3,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Congratulations. It is a lovely feeling isn't it being debt free. Now enjoy your Christmas and don't forget to put yourself on the Roll of Honour
    Oh and have a very happy debt free New Year
    Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)
  • Delree
    Delree Posts: 540 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    The other thing is I managed it without going down the debt management route so I emerged with 4/5 credit rating also. Unthinkable two years ago.

    Thank you for you kind words, my support will be ongoing, such as it is, and I'll be looking on here for similar good news stories, I hope too see many.

    For those who are in debt, you can't turn to a better resource and support network, amazing and a credit to the founders of this website.
  • liltdiddylilt
    liltdiddylilt Posts: 4,118 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Congratulations!!!! Well done you. A fantastic achievement; I hope you've signed up to the roll of honour!!

    Now for the savings ;)

    A black belt only covers 2 inches of your a$$ - You have to cover the rest yourself - Royce Gracie
  • Delree
    Delree Posts: 540 Forumite
    Part of the Furniture 500 Posts Combo Breaker Debt-free and Proud!
    liltdiddylilt wrote: »
    Congratulations!!!! Well done you. A fantastic achievement; I hope you've signed up to the roll of honour!!

    Now for the savings ;)

    I have signed up and am on budget to put £1000 in an ISA at the end of March.

    I'll actually be ahead which is a great feeling, a new feeling too.
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