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Mortgage Free in Three Yrs

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  • wisewoman
    wisewoman Posts: 148 Forumite
    Trolls abusing and maligning my beloved Questees??? How dare they!!! We are on a challenge, and we are realists so are all expecting things to be difficult at times...but to be heckled by some cowardly character who is able to hide, then snipe, anonymously, is sickening. However, the Moderators have dealt the fatal blow, and his head is on a stake outside MSE Towers...OK I'm getting carried away into Jabberwocky country again, but it made me feel better.
    Keep up the good work everyone. We are all rallying round you DD...you are our hero...three cheers for DitheringDad...Hip, hip........
    Mortgage Free in Three cheerleader
  • odds-n-sods
    odds-n-sods Posts: 864 Forumite
    ditto from me!
  • cupid_s
    cupid_s Posts: 2,008 Forumite
    Hi all

    I missed the action over the weekend as well. I cannot believe some accused you of lying DD, especially as you've said plenty of times before where the lump sum payment came from. And it's no one elses business anyway. I hope people don't say I'm a liar when it gets to august and I pay in the region of 25k off my mortgage in one month!

    I find that trying for such a strenuous goal, which I wouldn't have even attempted if it wasn't for DD, makes me even more disciplined and just makes me want to try that bit harder. If I didn't have such an obvious aim then I'd spend a bit here and there and after 3 years I certainly wouldn't have as much in savings as I'll have paid off the mortgage.
  • TallGirl
    TallGirl Posts: 6,234 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    THought we could all do with cheering up so I have updated the chart on page 1 and here is another copy. It is now looking really good.

    Remember if you want to be added for the next update please give me your figures (see post 2 for explanation) by the 5th June and I shall do a status as of 1st June so we can see how well we are doing.

    See post 2 for latests chart
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    cupid_s wrote: »
    I hope people don't say I'm a liar when it gets to august and I pay in the region of 25k off my mortgage in one month!

    25k in one month? You Liar! ;)

    What lovely messages to log onto! It certainly made a nice change from the ones on Saturday night, that's for sure.

    I can't believe how much we've all paid off so far, it's a brilliant figure. If we carry on at this rate we'll become "anti-mortgage" heros and all end up in the newspapers and on daytime TV!

    I can see us now, all stood around Richard and Judy as he makes some daft comment and she gives him that "look" she gives. The camera quickly pans away from him and onto me and a million housewives swoon. The show's phone lines are swamped, their postbag is deluged. Eventually, such is the demand from the nation's housewives, I get my own TV show, which is comprised mainly of me smiling into the camera and the ladies in the audience screaming!

    It could happen! :rotfl:

    *DD goes off into dreamland and now won't surface until a payroll problem pulls him out of his reverie*
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • 25k in one month? You Liar! ;)

    I can see us now, all stood around Richard and Judy as he makes some daft comment and she gives him that "look" she gives. The camera quickly pans away from him and onto me and a million housewives swoon in amazement. They let people who look that bad on tv? Surely there's some censorship?. The show's phone lines are swamped, their postbag is deluged. Eventually, such is the demand from the nation's housewives, I get my own TV show .... but "The Adventures of Mr Bean" has already been done, which is comprised mainly of me smiling into the camera and the ladies in the audience screaming ... with laughter.!

    It could happen! :rotfl: Yes, it could ;):p

    Only joking DD. Most of us know that Sloppy is a troll. A shame as I think he could have some good points to make but he chooses to insult people first and foremost. As with all trolls the best thing to do is ignore and report them. I don't doubt we'll still have him signing back up to the site as he has done a couple of times already.

    As for the MFi3 quest, I'm strongly debating whether to join in or not. For the moment I am happy to sit, watch and make lots of tea and cakes instead.

    Lotta
    "One hundred years from now, it will not matter what my bank account was, how big my house was, or what kind of car I drove. But the world may be a little better, because I was important in the life of a child."
  • daft troll - i think kick-starting with a lump-sum is how quite a few of us got started - i cashed in some premium bonds that martin's article made me realise were just high hopes, to kick mine off.
    by the way DD - can you revert my gender to female? the y-fronts are just not comfy ....
    Started with £65,000 mortgage Dec 06 and £15,000 in premium bonds.
    End June mortgage outstanding £36,237
    ISAs 4051
    reguar high interest savings 500
    = £30,887 to go!
  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    by the way DD - can you revert my gender to female? the y-fronts are just not comfy ....

    Oh I know, ever since I changed to silk Frenchies, I've been like a new man! I've changed your gender on the OP and updated your mortgage to the correct amount for April 1st.

    Yay! It's the 16th of the month and that means my mortgage has been paid and the new figures are in! Just off to update my signature. I love this part of my month :)

    p.s. I have just noticed that my monthly payments have gone up an extra £19.62 due to the recent interest rate rise. There's an incentive to get this damned mortgage paid of ASAP if ever I needed one!
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • hosebergine
    hosebergine Posts: 10 Forumite
    Rather than struggle on my own, can I join your gang please? I've been shovelling spare pennies at the mortgage for 3 months now and we've saved £40K in interest so far but I'm running out of pennies and it is getting hard
    :-(

    Can't clear it in three but want to get a chunk off it. Please let me play
    Currently living in New Zealand wondering if the exchange rate will ever improve :confused:
  • Dithering_Dad
    Dithering_Dad Posts: 4,554 Forumite
    Mortgage-free Glee!
    Rather than struggle on my own, can I join your gang please? I've been shovelling spare pennies at the mortgage for 3 months now and we've saved £40K in interest so far but I'm running out of pennies and it is getting hard
    :-(

    Can't clear it in three but want to get a chunk off it. Please let me play

    Sure thing, just post your 3 year challenge and I'll add your details to the OP(i.e. "Reduce her mortgage by £10,000").
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
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