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What do you think of this mortgage?

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  • I can change my bank to the Flexaccount.
    I don't really want a variable product but I read somewhere that base rate might stay at 0.5% for the next three years or so.

    But what I have read from Nationwide is that you can get the Flexclusive up and running then can switch to the fixed rate at any time with a £990 fee. The rates offered are 3.09% which is the rate that I cannot get directly with a 68% LTV. The only risk is that this rate will not be available by the time I complete the Flexclusive +2.59%.
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